620 Leaf Ct, Ashland, KY 41101 Property Records

Boyd County property record for 620 Leaf Ct, Ashland, KY 41101

Property Summary

Property TypeSingle Family Home
Details2,528 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$305,000 (Apr 2019)
Tax Bill$1,800 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN039-06-00-001.23

Property Details

APN / Parcel Number

Primary APN039-06-00-001.23
Alternative APN
  • 474471

Interior

Stories2 Stories
Building Area2,528 sqft Living Area
Basement Area1,264 sqft
Finished Basement1,264 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area32 sqft
Deck Area2,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number474471
Street Address620 LEAF CT
CityASHLAND
StateKY
Zip41101-5149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionLOT 23 EDEN PLACE
Legal SubdivisionEDEN PLACE
Legal Lot Number23
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1023
Census Tract30400

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address620 LEAF CT, ASHLAND, KY 41101-5149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Apr 10, 2019Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2019 · Amount on Record
Deed SaleApr 10, 2019 · Amount on Record
Prior SaleAug 6, 2007
Deed Document Number9815545
Deed Book / PageD808 / 790
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYD KY
Property Address620 LEAF CT, ASHLAND, KY 41101-5149
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1447/37
DateOct 13, 2020
Book PageM1447/37
Instrument9836105
Lender
NamePEOPLES BANK
TypeBank
AddressMARIETTA, OH 45750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOYD KY
Recording DateApr 10, 2019
Property Address620 LEAF CT, ASHLAND, KY 41101-5149
Document Number00D808/790
Book / PageD808 / 790
Map ReferenceMB 42 PG 3
Instrument DateApr 9, 2019
Instrument9815545
Transaction TypeTransfer
Record UpdatedJan 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address620 LEAF CT, 620, ASHLAND, KY 41101-5149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 LEAF CT, ASHLAND, KY 41101-5149

Mortgage

Document Number0009815546
DateApr 10, 2019
Instrument9815546
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
MunicipalityAshland City
Unified School DistrictAshland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,800.00 (-2.54%)$305,000 (-) Land $25,000 Building $280,000$305,000 (-) Land $25,000 Building $280,000
2023$1,847.00$305,000 Land $30,400 Building $274,600$305,000 Land $30,400 Building $274,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1979–2021)
Claims Outside the SFHA3 of 9
Most Recent ClaimMar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER WORKS
serves 44,402 people · EPA ID KY0100011
Water SourceSurface water
Last State InspectionNov 2025
Also Mapped HereHECLA WATER ASSOCIATION
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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