620 Laprairie St, Ferndale, MI 48220 Property Records

Oakland County property record for 620 Laprairie St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1936
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on File
Last Sale	$210,104 (Feb 2017)
Tax Bill	$6,581 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-328-027`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-328-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Finished Basement	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2016
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	255 ft deep x 51 ft wide
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	42 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	620 LAPRAIRIE ST
City	FERNDALE
State	MI
Zip	48220-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 WOODWARD FARMS SUB N 51 FT OF LOT 175
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	WOODWARD FARMS SUB
Legal Lot Number	175
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2011
Census Tract	173400

Owner

620 Laprairie St is owned and occupied by an individual who bought it in February 2017.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	620 LAPRAIRIE ST, FERNDALE, MI 48220-3214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage PARTNERS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Dec 9, 2016 · Amount on File
Deed Document Number	201737490
Deed Book / Page	50424 / 728
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	620 LAPRAIRIE ST, FERNDALE, MI 48220-3214
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 LAPRAIRIE ST, FERNDALE, MI 48220-3214

Mortgage

Document Number	0000163570
Date	Aug 17, 2020
Book Page	54670/734
Instrument	163570

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 28, 2017
Property Address	620 LAPRAIRIE ST, FERNDALE, MI 48220-3214
Document Number	0000037490
Book / Page	50424 / 00728
Map Reference	LB 7 PG 38
Instrument Date	Feb 24, 2017
Instrument	037490
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,810.30
Amount Accuracy	Comparable Market Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26444 HUMBER ST, 26444, HUNTINGTON WOODS, MI 48070-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37350 SEABROOK DR, LIVONIA, MI 48152-4078

Mortgage

Document Number	, 037492
Date	Feb 28, 2017
Instrument	037492

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 620 Laprairie St was $6,581 with a homeowner's exemption, down 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,581.00 (-3.05%) Homeowner's exemption	$161,310	$322,620
2024	$6,788.00
2023		$157,020	$314,040
2021	$6,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Laprairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Laprairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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