Union County property record for 620 Lakeview Dr, McCook Lake, SD 57049 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,305 sqft · built 1999 |
| Lot Size | 0.222 acres (9,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jan 2023) |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.33.01.1035 |
| Primary APN | 05.33.01.1035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Basement Area | 912 sqft |
| Unfinished Basement | 891 sqft |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,677 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 620 LAKEVIEW DR |
|---|---|
| City | MCCOOK LAKE |
| State | SD |
| Zip | 57049-4093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 LAKEVIEW EST ADD OF TR 6 OF LOT A OF GOVT LOT 3 & LOT B OF GOVT LOT 4 |
| Legal Subdivision | LAKEVIEW EST |
| Legal Tract | 6 |
| Legal Block | B |
| Legal Lot Number | A,B,35 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | NORTH SIOUX CITY |
| Census Block Group | 3 |
| Census Block | 3072 |
| Census Tract | 20302 |
Source: Union County records · APN 05.33.01.1035
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 LAKEVIEW DR, MCCOOK LAKE, SD 57049-4093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Apr 09, 2018 | Deed of Trust, Mortgage · ARM SIOUXLAND FCU |
| Apr 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Apr 23, 2019 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Mar 14, 2023 |
| Property Address | 620 LAKEVIEW DR, MCCOOK LAKE, SD 57049-4093 |
| Document Number | 000113/138 |
| Book / Page | 113 / 138 |
| Map Reference | MB 35 PG 254 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 230591 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 LAKEVIEW DR, MCCOOK LAKE, SD 57049-4093 |
| Document Number | 0000182126 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 182/126 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 620 LAKEVIEW DR, MCCOOK LAKE, SD 57049-4093 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 172/0226 |
|---|---|
| Date | Apr 09, 2018 |
| Book Page | 172/0226 |
| Instrument | 181315 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Apr 01, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Apr 23, 2019 |
| Property Address | 620 LAKEVIEW DR, MCCOOK LAKE, SD 57049-4093 |
| Document Number | 00109/0243 |
| Book / Page | 109 / 0243 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 191582 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 VIRGINIA ST # 103, 103, SIOUX CITY, IA 51101-1824 |
| Mail Care Of | RED SETTLEMENT SIOUXLAND |
| Document Number | 0000191583 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 191583 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | North Sioux City |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,785.00 (+5.16%) | $320,734 (+4.39%) Land $37,122 Building $283,612 |
| 2024 | $4,550.00 (-1.07%) | |
| 2023 | $4,599.00 (+11.6%) | $307,252 Land $37,122 Building $270,130 |
| 2022 | $4,121.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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