Contra Costa County property record for 620 Kearney St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,015 sqft · built 1906 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,907 (2025) |
| Deeds & Mortgages | Feb 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-393-011-5 |
| Primary APN | 503-393-011-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| Gross Area | 1,183 sqft |
| 1st Floor Area | 1,015 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Garage Type | Attached |
| Garage Area | 168 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 620 KEARNEY ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BLVD GARDENS #1 POR L6 BLK 33 |
| Legal Subdivision | BOULEVARD GARDENS 01 |
| Legal Tract | 1 |
| Legal Block | 33 |
| Legal Lot Number | 6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 388000 |
620 Kearney St is owner-occupied and held in a trust since December 2000.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 620 KEARNEY ST, EL CERRITO, CA 94530-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2000 |
| Transfer Doc | 0000011638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 6, 2024 |
| Property Address | 620 KEARNEY ST, EL CERRITO, CA 94530-3127 |
| Document Number | 0000011638 |
| Map Reference | VOL 1 PG 11 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2024-011638 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 620 KEARNEY ST, EL CERRITO, CA 94530-3127 |
| Document Number | 0000011639 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024-011639 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 620 Kearney St was $3,907 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $226,434 (+2%) Land $127,997 Building $98,437 | |
| 2025 | $3,907.00 Homeowner's exemption | $221,995 Land $125,488 Building $96,507 |
| 2023 | $3,757.00 (+2.31%) Homeowner's exemption | $213,376 Land $120,616 Building $92,760 |
| 2022 | $3,672.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 620 Kearney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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