620 Jernigan Rd, Ozark, AL 36360 Property Records

Dale County property record for 620 Jernigan Rd, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,600 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-16-0-001-006.005`

Property Details

APN / Parcel Number

Primary APN	`06-05-16-0-001-006.005`
Alternative APNs	`18765` `9732`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	2,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	454 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	18765
Street Address	620 JERNIGAN RD
City	OZARK
State	AL
Zip	36360-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC (D)PT. W2-NW4 BEG. 340' ELY OF INT. N R/W OF HWY 54 &W LINE OF SEC. 16; N 1071.18'; E 196.85'; S1141.87'; WLY 210' TO
Legal Range	24E
Legal Township	06N
Legal Section	16
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	1
Census Block	1007
Census Tract	20400

Owner

620 Jernigan Rd is owned and occupied by an individual.

Source: Dale County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	620 JERNIGAN RD, OZARK, AL 36360-7314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALL IN FCU
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALL IN CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Recording Date	Sep 21, 2026
Property Address	620 JERNIGAN RD, OZARK, AL 36360-7314
Document Number	0002038659
Book / Page	906 / 164
Instrument Date	Sep 14, 2026
Instrument	20262038659
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002038659,
Date	Sep 21, 2026
Book Page	906/164
Instrument	20262038659

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Property Address	620 JERNIGAN RD, OZARK, AL 36360-7314
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000841/475
Date	Oct 11, 2023
Book Page	841/475

Lender

Name	ALL IN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Property Address	620 JERNIGAN RD, OZARK, AL 36360-7314
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	786/782
Date	May 5, 2021
Book Page	786/782

Lender

Name	ALL IN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Apr 28, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,440 Land $4,520 Building $25,920	$333,920 Land $43,900 Building $290,020
2023	Homeowner's exemption Disabled Person's exemption	$21,880 Land $1,160 Building $20,720	$242,000 Land $34,800 Building $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Jernigan Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Jernigan Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Pea River Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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