St. Charles County property record for 620 Jefferson St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 11,104 sqft · built 1890 |
| Lot Size | 0.755 acres (32,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $771,460 (Feb 2008) |
| Tax Bill | $28,316 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 019220A000 |
| Primary APN | 019220A000 |
|---|---|
| Alternative APN |
|
| Building Area | 11,104 sqft Gross Area |
|---|---|
| 1st Floor Area | 11,104 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 32,890 sqft (0.755 acres) |
| Lot Dimensions | 230 ft deep x 143 ft wide |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 019220A000 |
|---|---|
| Street Address | 620 JEFFERSON ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2704 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AA4 |
| Legal Description | PT CITY BLK 206 |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 206 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 909 FANNIN ST, 2300, HOUSTON, TX 77010-1036 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2008 · Amount on Record |
| Deed Sale | Feb 14, 2008 · Amount on Record |
| Prior Sale | Sep 11, 1997 · Amount on Record |
| Deed Document Number | 2008109280 |
| Deed Book / Page | 4928 / 1454 |
| Prior Transfer Date | Aug 18, 1997 |
| Prior Transfer Doc | 0000051003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 620 JEFFERSON ST, SAINT CHARLES, MO 63301-2704 |
| Document Number | 0072410406 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16801 GREENSPOINT PARK DR #376 HOUSTON TX 770602310, 376, HOUSTON, TX 77060-2310 |
| Document Number | 0072410406 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 007241/000406 |
| Instrument | 130100 |
| Name | NATIONAL BK/CANADA |
|---|---|
| Type | Bank |
| Address | MONTREAL |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,249 (-) | $1,313,274 (-) Land $153,761 Building $1,159,513 | |
| 2025 | $28,316.00 | $420,249 (+6.1%) | $1,313,274 (+6.1%) Land $153,761 Building $1,159,513 |
| 2023 | $396,069 | ||
| 2022 | $1,237,715 Land $153,761 Building $1,083,954 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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