620 Indian Lake Dr, Wright City, MO 63390 Property Records

Warren County property record for 620 Indian Lake Dr, Wright City, MO 63390

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,860 sqft · built 2000
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$3,855 (2025)
Deeds & MortgagesAug 2021 Refinance
Sep 2025 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-16.0-2-00-003.004.000

Property Details

APN / Parcel Number

Primary APN04-16.0-2-00-003.004.000

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,860 sqft Living Area
Basement Area1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeMixed
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address620 INDIAN LAKE DR
CityWRIGHT CITY
StateMO
Zip63390-2953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5B PLAT 1 INDIAN LAKE ESTATES REPLAT LOTS 4A & 5
Legal SubdivisionINDIAN LAKE ESTATES
Legal Lot Number5
JurisdictionWARREN MO
Township / Civil DivisionHICKORY GROVE
Census Block Group2
Census Block2029
Census Tract820108

Owner

Source: Warren County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address620 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Sep 16, 2025Warranty Deed, Transfer · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 18, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BROKER SOLUTIONS INC
Jun 26, 2008Warranty Deed, Transfer
COMMERCIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2025
Deed SaleSep 16, 2025
Prior SaleApr 18, 2022
Deed Document Number202505381
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address620 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2953
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202107427
DateAug 26, 2021
Instrument202107427
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateSep 16, 2025
Property Address620 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2953
Document Number0202505381
Instrument DateSep 11, 2025
Instrument202505381
Transaction TypeTransfer
Record UpdatedOct 8, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2953

Mortgage

Document Number0202505382
DateSep 16, 2025
Instrument202505382
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateApr 18, 2022
Property Address620 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2953
Document Number0202202736
Instrument DateApr 14, 2022
Instrument202202736
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2953
InvestorPossibly a Property Investor

Mortgage

Document Number0202202737
DateApr 18, 2022
Instrument202202737
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateJun 26, 2008
Property Address620 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2953
Document Number0200804146
Map ReferenceSL B239&240
Instrument DateJun 18, 2008
Instrument200804146
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 DEER POINTE CT, 9, O FALLON, MO 63366-3757

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 DEER POINTE CT, O FALLON, MO 63366-3757

Mortgage

Document Number0200804147
DateJun 26, 2008
Instrument200804147
Lender
NameCOMMERCIAL BANK
TypeBank
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyWarren County
MunicipalityWright City
Unified School DistrictWright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,855.00$54,152 (+13%) Land $6,956 Building $47,196$285,010 (+13%) Land $36,610 Building $248,400
2024$3,855.00 (+14.63%)$47,922 (-) Land $6,156 Building $41,766
2023$3,363.00 (+7.65%)$47,922 (+8%) Land $6,156 Building $41,766$252,220 (+8%) Land $32,400 Building $219,820
2022$3,124.00$44,372 Land $5,700 Building $38,672
2021$233,537 Land $30,000 Building $203,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES CO PWSD #2 WRIGHT CITY
serves 3,550 people · EPA ID MO6010874
Water SourceGroundwater
Last State InspectionOct 2024
Also Mapped HereST CHARLES COUNTY PWSD 2 WARREN
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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