620 Hwy 2, Duluth, MN 55810 Property Records

St. Louis County property record for 620 Hwy 2, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1991
Lot Size	0.798 acres (34,770 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (Jan 2024)
Tax Bill	$6,270 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0060-00830`

Property Details

APN / Parcel Number

Primary APN	`185-0060-00830`
Alternative APNs	`1129043` `1161622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,980 sqft Gross Area
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Frame
Lot Area	34,770 sqft (0.798 acres)
Garage Area	4,180 sqft
Deck Area	Deck Area
Canopy	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	1161622
Street Address	620 HIGHWAY 2
City	DULUTH
State	MN
Zip	55810-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 THRU 22 EX PART TAKEN FOR HWYAND ALL OF LOTS 23 THRU 28 SERIAL #
Legal Subdivision	THIRD DIVISION TO PROCTORKNOTT
Legal Block	3
Legal Lot Number	17-28
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1020
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 HIGHWAY 2, DULUTH, MN 55810-1648
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Commercial Mortgage MEMBERS COOPERATIVE CU
Apr 18, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 22, 2020	Warranty Deed, Construction Loan NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	20241482168
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 26, 2024
Property Address	620 HIGHWAY 2, DULUTH, MN 55810-1648
Document Number	0001482168
Instrument Date	Jan 17, 2024
Instrument	1482168
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 HIGHWAY 2, PROCTOR, MN 55810-1648

Mortgage

Document Number	0001482169
Date	Jan 26, 2024
Instrument	1482169

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 18, 2022
Property Address	620 HIGHWAY 2, DULUTH, MN 55810-1648
Document Number	0001441337
Instrument Date	Mar 15, 2022
Instrument	1441337
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 VENTURE AVE, DULUTH, MN 55811-5705

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 22, 2020
Property Address	620 HIGHWAY 2, DULUTH, MN 55810-1648
Document Number	00A1393827
Instrument Date	Sep 10, 2020
Instrument	A1393827
Transaction Type	Construction Loan
Record Updated	Nov 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 HIGHWAY 2 PROCTOR MN 558101648, PROCTOR, MN 55810-1648

Mortgage

Document Number	A1393828
Date	Oct 22, 2020
Instrument	A1393828

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 21, 2030

Mortgage

Document Number	A1393829,
Date	Oct 22, 2020
Instrument	A1393829

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 21, 2021

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,270.00 (+90.93%)
2025	$3,284.00 (-9.48%)	$351,700 (+75.24%) Land $106,200 Building $245,500	$351,700 (+75.24%) Land $106,200 Building $245,500
2024		$200,700 (-) Land $45,500 Building $155,200	$200,700 (-) Land $45,500 Building $155,200
2023	$3,628.00
2022		$200,700 Land $45,500 Building $155,200	$200,700 Land $45,500 Building $155,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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