620 Holly St, Elgin, IL 60123 Property Records

Kane County property record for 620 Holly St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 938 sqft · built 1938
Lot Size0.8 acres (3,465 sqft)
Owner2 Company Names on File
Last Sale$45,000 (Feb 2012)
Tax Bill$4,370 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-14-382-014

Property Details

APN / Parcel Number

Primary APN06-14-382-014

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories5 Stories
Building Area938 sqft Living Area
Gross Area1,563 sqft
Basement Area625 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,465 sqft (0.8 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address620 HOLLY ST
CityELGIN
StateIL
Zip60123-6202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ C & W H KIMBALLS ADDN SOUTH 24 FT EAST 38.5 FT OF WEST 98.5 FT LOT 7 & EAST 38.5 FT OF WEST 98.5 FT LOT 8 BLOCK 6
Legal SubdivisionJ C&W H KIMBALLS ADDN
Legal Block5
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5000
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address350 SUNDOWN RD, SOUTH ELGIN, IL 60177-1152
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2012 · Amount on File
Deed SaleFeb 15, 2012 · Amount on File
Prior SaleSep 13, 2007 · Amount on File
Deed Document Number20129625
Prior Transfer DateFeb 14, 2012
Prior Transfer Doc0000010737
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address620 HOLLY ST, ELGIN, IL 60123-6202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014255
DateMar 19, 2020
Instrument2020K014255
Lender
NameAMERICAN BANK & TRUST CO
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,370.00 (+15.95%)$57,288 (+8.57%) Land $9,612 Building $47,676$171,933 (+8.57%) Land $28,848 Building $143,085
2024$52,766 (+21.39%) Land $8,853 Building $43,913$158,361 (+21.44%) Land $26,570 Building $131,792
2022$3,769.00 (+3.97%)$43,467 (+6.96%) Land $7,293 Building $36,174$130,401 (+6.96%) Land $21,879 Building $108,522
2021$3,625.00$40,638 Land $6,818 Building $33,820$121,914 Land $20,454 Building $101,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Holly St

Nearby Streets

Search Property Records by Address or Parcel Number