620 Highfield Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 620 Highfield Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1997
Lot Size	2.08 acres (91,040 sqft)
Owner	Individual Name on File
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`A953001291`

Property Details

APN / Parcel Number

Primary APN	`A953001291`
Alternative APN	`3-0114-7175-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	4,710 sqft
1st Floor Area	2,047 sqft
Basement Area	1,993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	91,040 sqft
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A953001291
Street Address	620 HIGHFIELD DR
City	SAINT CHARLES
State	MO
Zip	63304-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTON EST LOT 1
Legal Subdivision	ASHTON EST
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2018
Census Tract	311322

Owner

620 Highfield Dr is owned and occupied by an individual who acquired it in December 2021.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	620 HIGHFIELD DR, SAINT CHARLES, MO 63304-7151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Affidavit of Death of Joint Tenant, Transfer
Dec 1, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021
Deed Sale	Dec 1, 2021
Prior Sale	Dec 1, 2021
Deed Document Number	202197568
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0000097568
Record Updated	Sep 20, 2026

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2021
Property Address	620 HIGHFIELD DR, SAINT CHARLES, MO 63304-7151
Document Number	0000097567
Map Reference	MB 32 PG 85
Instrument Date	Nov 15, 2021
Instrument	2021R-097567
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2021
Property Address	620 HIGHFIELD DR, SAINT CHARLES, MO 63304-7151
Document Number	0000097568
Map Reference	MB 32 PG 85
Instrument Date	Nov 15, 2021
Instrument	2021R-097568
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	620 HIGHFIELD DR, SAINT CHARLES, MO 63304-7151

Tax Assessment & Valuation

The 2025 property tax bill for 620 Highfield Dr was $5,147.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,901 (-)	$457,372 (-) Land $90,000 Building $367,372
2025	$5,147.00	$86,901	$457,372 Land $90,000 Building $367,372
2023		$78,990 (+10.31%)
2022	$4,594.00	$71,606	$415,740 (+10.31%) Land $90,000 Building $325,740
2021			$376,870 Land $90,000 Building $286,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Highfield Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Highfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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