620 Helen St, Mount Morris, MI 48458 Property Records

Genesee County property record for 620 Helen St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,348 sqft · built 1939
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2018)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-532-075`

Property Details

APN / Parcel Number

Primary APN	`57-12-532-075`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 HELEN ST
City	MOUNT MORRIS
State	MI
Zip	48458-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 40 NUTANA HOMES
Legal Subdivision	NUTANA HOMES
Legal Lot Number	40
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2017
Census Tract	12310

Owner

620 Helen St is owned and occupied by an individual who bought it in February 2018.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	620 HELEN ST, MOUNT MORRIS, MI 48458-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 2, 2018	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Dec 19, 2006 · Amount on File
Deed Document Number	20185869
Prior Transfer Date	Nov 16, 2005
Prior Transfer Doc	0000114649
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	620 HELEN ST, MOUNT MORRIS, MI 48458-1925
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 HELEN ST, MOUNT MORRIS, MI 48458-1925

Mortgage

Document Number	0000002294
Date	Jan 13, 2023
Instrument	202301130002294

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 2, 2018
Property Address	620 HELEN ST, MOUNT MORRIS, MI 48458-1925
Document Number	0000005869
Instrument Date	Jan 4, 2018
Instrument	5869
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	GARROW TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8356 CANYON TRL FENTON MI 484308384, FENTON, MI 48430-8384

Mortgage

Document Number	5870
Date	Feb 2, 2018
Instrument	5870

Lender

Name	CASON HM LNS
Type	Bank
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 620 Helen St was $1,803 with a homeowner's exemption, up 2.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (+15.05%) Land $3,100 Building $57,300	$120,800 (+15.05%) Land $6,200 Building $114,600
2025	$1,803.00 (+2.39%) Homeowner's exemption	$52,500	$105,000
2024	$1,761.00
2023		$46,500	$93,000
2021	$1,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Helen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 Helen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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