620 Heather Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 620 Heather Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1975
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2018)
Tax Bill	$5,949 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`017-406-08`

Property Details

APN / Parcel Number

Primary APN	`017-406-08`
Alternative APN	`017-406-08-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,005 sqft Living Area
Gross Area	1,360 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	355 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 HEATHER DR
City	WATSONVILLE
State	CA
Zip	95076-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 616
Legal Subdivision	HEATHERWOOD SUB #1 TR #616
Legal Tract	616
Legal Lot Number	51
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 HEATHER DR, WATSONVILLE, CA 95076-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	201810110
Prior Transfer Date	Jul 29, 1997
Prior Transfer Doc	0000035060
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 6, 2018
Property Address	620 HEATHER DR, WATSONVILLE, CA 95076-3628
Document Number	0000010110
Instrument Date	Mar 28, 2018
Instrument	10110
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	620 HEATHER DR WATSONVILLE CA 950763628, WATSONVILLE, CA 95076-3628

Mortgage

Document Number	10111
Date	Apr 6, 2018
Instrument	10111

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,628 (+2%) Land $271,577 Building $181,051
2025	$5,949.00 (+13.14%) Homeowner's exemption	$443,753 (+4.04%) Land $266,252 Building $177,501
2023	$5,258.00 (+1.6%) Homeowner's exemption	$426,522 Land $255,913 Building $170,609	$472,140
2022	$5,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20