620 Harden St, Ottawa, IL 61350 Property Records

LaSalle County property record for 620 Harden St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1916
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (May 2022)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	May 2022 Sale May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-300-013`

Property Details

APN / Parcel Number

Primary APN	`21-11-300-013`
Alternative APN	`18-11-301-003`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	936 sqft Total Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	620 HARDEN ST
City	OTTAWA
State	IL
Zip	61350-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS SUB SW1/4 SEC 11-33-3, PT OL 11, COM 138.75' S FROM PT 33' E FROM 1/4 SEC COR ON W LN SEC 11, NE20.33'N4.25' SE76.3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	ASSESSORS SUB OF O L S SW 1/4 SEC 11-33
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	4
Census Block	4004
Census Tract	962800

Owner

620 Harden St is owned and occupied by an individual who bought it in May 2022.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	620 HARDEN ST, OTTAWA, IL 61350-2604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 10, 2019	Warranty Deed, Transfer · FHA Mortgage TOWN & COUNTRY BANK
Nov 3, 2017	Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	20226418
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 17, 2022
Property Address	620 HARDEN ST, OTTAWA, IL 61350-2604
Document Number	0202206418
Instrument Date	May 16, 2022
Instrument	2022-06418
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$114.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3383 12TH AVE APT 1R, 1R, BROOKLYN, NY 11218-2129

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	620 HARDEN ST, OTTAWA, IL 61350-2604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905488
Date	May 13, 2019
Instrument	201905488

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 13, 2024

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 10, 2019
Property Address	620 HARDEN ST, OTTAWA, IL 61350-2604
Document Number	201906708
Instrument Date	Jun 6, 2019
Instrument	201906708
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 HARDEN ST, OTTAWA, IL 61350-2604

Mortgage

Document Number	201906709
Date	Jun 10, 2019
Instrument	201906709

Lender

Name	TOWN & COUNTRY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 3, 2017
Property Address	620 HARDEN ST, OTTAWA, IL 61350-2604
Document Number	201717867
Instrument Date	Nov 3, 2017
Instrument	201717867
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 GENTLEMAN RD, OTTAWA, IL 61350-4049

Mortgage

Document Number	201717868
Date	Nov 3, 2017
Instrument	201717868

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 Harden St was $2,399, up 24.8% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,399.00 (+24.75%)	$29,916 Land $4,716 Building $25,200	$89,748 Land $14,148 Building $75,600
2024	$1,923.00
2023		$24,261 (+10.18%) Land $3,824 Building $20,437	$72,783 (+10.18%) Land $11,472 Building $61,311
2022	$1,723.00	$22,020 Land $6,384 Building $15,636	$66,060 Land $19,152 Building $46,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Harden St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Harden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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