620 Halstead St, Charleston, SC 29414 Property Records

Charleston County property record for 620 Halstead St, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2019)
Tax Bill	$282 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305-04-00-340`

Property Details

APN / Parcel Number

Primary APN	`305-04-00-340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Terrain	High
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	620 HALSTEAD ST
City	CHARLESTON
State	SC
Zip	29414-9074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MOSS CREEK AT GRANDE OAKS DESCRIPTION -LOT 100-A PHASE 4
Legal Subdivision	MOSS CREEK AT GRANDE OAKS
Legal Phase	4
Legal Lot Number	100
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2007
Census Tract	5702

Owner

620 Halstead St is owned and occupied by two individuals who bought it in October 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 HALSTEAD ST, CHARLESTON, SC 29414-9074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 29, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 7, 2017	Grant Deed, Transfer · Conventional with PMI AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Prior Sale	Jun 7, 2017 · Amount on File
Deed Book / Page	835 / 47
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	620 HALSTEAD ST, CHARLESTON, SC 29414-9074
Document Number	0937/0410
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 HALSTEAD ST CHARLESTON SC 294149074, CHARLESTON, SC 29414-9074

Mortgage

Document Number	0937/0410
Date	Nov 20, 2020
Book Page	000937/000410

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 29, 2019
Property Address	620 HALSTEAD ST, CHARLESTON, SC 29414-9074
Document Number	0835/0047
Book / Page	000835 / 000047
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 HALSTEAD ST CHARLESTON SC 294149074, CHARLESTON, SC 29414-9074

Mortgage

Document Number	835/0049
Date	Oct 29, 2019
Book Page	000835/000049

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 7, 2017
Property Address	620 HALSTEAD ST, CHARLESTON, SC 29414-9074
Document Number	0643/0294
Book / Page	000643 / 000294
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 HALSTEAD ST CHARLESTON SC 294149074, CHARLESTON, SC 29414-9074

Mortgage

Document Number	643/0295
Date	Jun 7, 2017
Book Page	000643/000295

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 620 Halstead St was $282, up 88% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$282.00 (+88%)	$378,990
2024	$150.00
2022	$99.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 620 Halstead St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Halstead St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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