Orange County property record for 620 Groves End Ln, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,865 sqft · built 2004 |
| Lot Size | 0.149 acres (6,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2018) |
| Tax Bill | $3,563 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-7289-00-620 |
| Primary APN | 35-22-27-7289-00-620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,865 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,502 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 620 GROVES END LN |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | REGENCY OAKS 55/34 LOT 62 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | REGENCY OAKS |
| Legal Tract | 7289 |
| Legal Lot Number | 62 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 17118 |
620 Groves End Ln is owned and occupied by two individuals who bought it in January 2018.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 GROVES END LN, WINTER GARDEN, FL 34787-5282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 10, 2018 | Warranty Deed, Transfer · VA Mortgage PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on File |
| Deed Sale | Jan 10, 2018 · Amount on File |
| Prior Sale | Aug 17, 2004 · Amount on File |
| Deed Document Number | 201822084 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 620 GROVES END LN, WINTER GARDEN, FL 34787-5282 |
| Document Number | 0000622879 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 GROVES END LN WINTER GARDEN FL 347875282, WINTER GARDEN, FL 34787-5282 |
| Document Number | 0000622879 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 622879 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 10, 2018 |
| Property Address | 620 GROVES END LN, WINTER GARDEN, FL 34787-5282 |
| Document Number | 0000022084 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 22084 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 GROVES END LN WINTER GARDEN FL 347875282, WINTER GARDEN, FL 34787-5282 |
| Document Number | 22085 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 22085 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
The 2025 property tax bill for 620 Groves End Ln was $3,563, up 5.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,220 (+2.7%) | $381,850 (-1.66%) Land $100,000 Building $281,850 | |
| 2025 | $3,563.00 (+5.35%) Homeowner's exemption | $259,221 | $388,310 Land $100,000 Building $288,310 |
| 2024 | $3,382.00 (+3.87%) | ||
| 2023 | $3,256.00 (+3.23%) Homeowner's exemption | $244,578 (+3%) | $349,416 (+16.29%) Land $100,000 Building $249,416 |
| 2022 | $3,154.00 Homeowner's exemption | $237,454 | $300,462 Land $90,000 Building $210,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Groves End Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Groves End Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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