620 Graves Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 620 Graves Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	1 bd · 798 sqft · built 2024
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Dec 2021)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-04-096.000`

Property Details

APN / Parcel Number

Primary APN	`14-01-04-096.000`
Alternative APN	`010409`

Interior

Bedrooms	1 Bed
Total Rooms	4 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
1st Floor Area	798 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Modular
Roof Type	Gable
Roof Material	Metal
Lot Area	91,476 sqft (2.1 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010409
Street Address	620 GRAVES RD
City	CHILLICOTHE
State	OH
Zip	45601-3774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	620 GRAVES ROAD RES 2.096 AC 1-4-96 NS SLAGLE 6699 0101/1086 PT 1-4-22
Jurisdiction	ROSS OH
Township / Civil Division	GREEN
Census Block Group	4
Census Block	4006
Census Tract	956600

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 GRAVES RD, CHILLICOTHE, OH 45601-3774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Survivorship Deed, Transfer · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK
Feb 19, 2020	Intrafamily Transfer, Transfer · ARM THE VINTON COUNTY NATIONAL BANK
Jan 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jan 13, 2020 · Amount on Record
Deed Document Number	202110877
Deed Book / Page	556 / 3976
Prior Transfer Date	Feb 19, 2020
Prior Transfer Doc	0005385405
Record Updated	Sep 20, 2026

December 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ROSS OH
Recording Date	Dec 3, 2021
Property Address	620 GRAVES RD, CHILLICOTHE, OH 45601-3774
Document Number	0005563976
Book / Page	556 / 3976
Instrument Date	Dec 2, 2021
Instrument	202100010877
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	24570 KINDERHOOK RD, WILLIAMSPORT, OH 43164-9606
Investor	Possibly a Property Investor

Mortgage

Document Number	202100010878
Date	Dec 3, 2021
Instrument	202100010878

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSS OH
Recording Date	Feb 19, 2020
Property Address	620 GRAVES RD, CHILLICOTHE, OH 45601-9447
Document Number	0005385405
Book / Page	538 / 5405
Instrument Date	Feb 19, 2020
Instrument	202000001290
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9045 COUNTY ROAD 550, CHILLICOTHE, OH 45601-8913

Mortgage

Document Number	202000001291
Date	Feb 19, 2020
Instrument	202000001291

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Jan 13, 2020
Property Address	620 GRAVES RD, CHILLICOTHE, OH 45601-9447
Document Number	0005380692
Book / Page	000538 / 000692
Instrument Date	Jan 9, 2020
Instrument	265
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9045 COUNTY ROAD 550 CHILLICOTHE OH 456018913, CHILLICOTHE, OH 45601-8913

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Green Township
Unified School District	Zane Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (+457.04%)	$48,190 (+527.47%) Land $6,390 Building $41,800	$137,690 (+527.58%) Land $18,270 Building $119,420
2024	$284.00 (-1.73%) Homeowner's exemption	$7,680 (-) Land $7,680	$21,940 (-) Land $21,940
2023	$289.00 Homeowner's exemption	$7,680 (-) Land $7,680
2022	$289.00 Homeowner's exemption	$7,680 Land $7,680	$21,940 Land $21,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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