620 Grace St, Colon, MI 49040 Property Records

St. Joseph County property record for 620 Grace St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft
Lot Size	0.66 acres (28,750 sqft)
Owner	Trust Name on File
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-120-003-00`

Property Details

APN / Parcel Number

Primary APN	`041-120-003-00`

Interior

Full Baths	2 Baths
Building Area	1,424 sqft Building Perimeter
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft

Exterior

Architectural Style	Ranch
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	143 ft deep x 200 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 GRACE ST
City	COLON
State	MI
Zip	49040-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 1,3-5 BLK 2 CLEMENTS ADD VIL OF COLON ALSO COM SE COR SD LOT 5 TH W TO NE COR LOT 2 TH SELY PAR W/STATE RD 66 FT TH N TO
Legal Subdivision	CLEMENTS ADD
Legal Block	2
Legal Lot Number	1,3-5
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	2
Census Block	2014
Census Tract	41302

Owner

620 Grace St is owner-occupied and held in a trust since January 2012.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	620 GRACE ST, COLON, MI 49040-9313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 1969
Deed Sale	Mar 14, 1969
Prior Sale	Mar 14, 1969 · Amount on File
Deed Book / Page	331 / 915
Last Transfer Date	Jan 24, 2012
Transfer Doc	1640/0590
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	620 GRACE ST, COLON, MI 49040-9313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1941/0018
Date	Dec 3, 2018
Book Page	1941/0018

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 620 Grace St was $2,260 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,700 (+26.54%) Land $29,500 Building $100,200	$259,400 (+26.54%) Land $59,000 Building $200,400
2025	$2,260.00 Homeowner's exemption	$102,500 Land $10,200 Building $92,300	$205,000 Land $20,400 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Grace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Grace St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20