Butler County property record for 620 Garfield St, Middletown, OH 45044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,561 sqft · built 1909 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Trust Name on File |
| Last Sale | $154,900 (Nov 2024) |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Q6542-030.000-123 |
| Primary APN | Q6542-030.000-123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,561 sqft Living Area |
| Gross Area | 1,546 sqft |
| 1st Floor Area | 773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 121 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 301 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008900 |
|---|---|
| Old Parcel Number | Q6542030.000123 |
| Street Address | 620 GARFIELD ST |
| City | MIDDLETOWN |
| State | OH |
| Zip | 45044-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2343 E 121' |
| Legal Subdivision | MIDDLETOWN |
| Legal Lot Number | 121 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 13100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakland Residential Historic District listed 2023 · 476 contributing resources · NRIS 100008736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
620 Garfield St is owner-occupied and held in a trust since November 2024.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 620 GARFIELD ST, MIDDLETOWN, OH 45044-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK |
| Jan 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2024 · Amount on File |
| Deed Sale | Nov 8, 2024 · Amount on File |
| Prior Sale | Dec 6, 2000 |
| Deed Document Number | 0000037113 |
| Deed Book / Page | 10153 / 1419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 620 GARFIELD ST, MIDDLETOWN, OH 45044-4335 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002516 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 9794/788 |
| Instrument | 2022-00002516 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 14, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 620 GARFIELD ST, MIDDLETOWN, OH 45044-4335 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 427 MCGUIRE AVE, MIDDLETOWN, OH 45044-7352 |
| Document Number | 0000000230 |
|---|---|
| Date | Jan 3, 2025 |
| Book Page | 10172/412 |
| Instrument | 2025-00000230 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2054 |
The 2025 property tax bill for 620 Garfield St was $2,254.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,254.00 | $42,850 Land $2,120 Building $40,730 | $122,430 Land $6,070 Building $116,360 |
| 2023 | $1,178.00 (+20.08%) | $22,370 (+35.82%) Land $2,120 Building $20,250 | $63,940 Land $6,070 Building $57,870 |
| 2022 | $981.00 | $16,470 Land $2,120 Building $14,350 | |
| 2020 | $47,070 Land $6,070 Building $41,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 620 Garfield St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 620 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: altafiber Network Solutions, AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures