620 Frederick St, Cumberland, MD 21502 Property Records

Allegany County property record for 620 Frederick St, Cumberland, MD 21502

Property Summary

Property TypeTownhouse
Details1 ba · 1,260 sqft · built 1928
Lot Size0.039 acres (1,712 sqft)
OwnerCompany Name on Record
Last Sale$26,000 (Nov 2020)
Tax Bill$496 (2025)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone X (minimal risk)
APN23-013185

Property Details

APN / Parcel Number

Primary APN23-013185
Alternative APN
  • 013185

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,260 sqft Total Area
Basement Area70 sqft
Unfinished Basement70 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialMetal
Lot Area1,712 sqft (0.039 acres)
Lot Dimensions107 ft deep x 16 ft wide
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number013185
Street Address620 FREDERICK ST
CityCUMBERLAND
StateMD
Zip21502-1734
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description620 FREDERICK ST PT LOT 86 16X107
Legal SubdivisionGEORGE F GEPHARTS BELFORD ROA
Legal Lot Number86
JurisdictionALLEGANY MD
Township / Civil Division23, DECATUR
Census Block Group1
Census Block1013
Census Tract2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decatur Heights Historic District
listed 2005 · 342 contributing resources · NRIS 05001478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address11211 VALLEY RD NE, CUMBERLAND, MD 21502-8158
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleJan 5, 2011 · Amount on Record
Deed Book / Page2603 / 481
Transfer Doc0000001052
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateApr 20, 2021
Property Address620 FREDERICK ST, CUMBERLAND, MD 21502-1734
Document Number002651-0230
Book / Page2651 / 230
Map ReferenceMB 1 PG 32
Instrument DateMar 12, 2021
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11211 VALLEY RD NE, CUMBERLAND, MD 21502-8158

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,600 (+37.64%) Land $6,000 Building $53,600$59,600 (+37.64%) Land $6,000 Building $53,600
2025$496.00 (+23.38%)
2023$402.00$43,300 Land $6,000 Building $37,300$43,300 Land $6,000 Building $37,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband.

Nearby Properties on Frederick St

Nearby Streets

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