620 Franklin St, Lincoln, CA 95648 Property Records

Placer County property record for 620 Franklin St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,161 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$611,000 (Jan 2024)
Tax Bill	$10,302 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-390-003-000`

Property Details

APN / Parcel Number

Primary APN	`009-390-003-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,161 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	620 FRANKLIN ST
City	LINCOLN
State	CA
Zip	95648-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 INDEPENDENCE AT LINCOLN UNIT 3 MOR FF-27
Legal Lot Number	3
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2009
Census Tract	23900

Owner

620 Franklin St is owned and occupied by two individuals who bought it in January 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 FRANKLIN ST, LINCOLN, CA 95648-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage D R HORTON CA2 INC
Nov 30, 2022	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
May 5, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Nov 30, 2022 · Amount on File
Deed Document Number	20243396
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 24, 2024
Property Address	620 FRANKLIN ST, LINCOLN, CA 95648-8400
Document Number	0000003396
Map Reference	MB FF PG 27
Instrument Date	Jan 19, 2024
Instrument	2024-0003396
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 FRANKLIN ST, LINCOLN, CA 95648-8400
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003397
Date	Jan 24, 2024
Instrument	2024-0003397

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	620 FRANKLIN ST, LINCOLN, CA 95648-8400
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067417
Date	May 19, 2021
Instrument	2021-0067417

Lender

Name	D R HORTON CA2 INC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 30, 2022
Property Address	620 FRANKLIN ST, LINCOLN, CA 95648-8400
Document Number	0000088223
Map Reference	MB FF PG 27
Instrument Date	Nov 17, 2022
Instrument	2022-0088223
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FRANKLIN ST, LINCOLN, CA 95648-8400

Mortgage

Document Number	0000088224
Date	Nov 30, 2022
Instrument	2022-0088224

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 5, 2022
Property Address	620 FRANKLIN ST, LINCOLN, CA 95648-8400
Document Number	0000039158
Map Reference	MB FF PG 27
Instrument Date	May 3, 2022
Instrument	2022-0039158
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208

Tax Assessment & Valuation

The 2025 property tax bill for 620 Franklin St was $10,302.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,684 (+2%) Land $166,464 Building $469,220
2025	$10,302.00	$623,220 Land $163,200 Building $460,020
2023	$9,423.00 (+105.43%)	$562,815 Land $163,200 Building $399,615
2022	$4,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 620 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Franklin St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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