Oneida County and Rome City property record for 620 Floyd Ave, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,434 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Feb 2025) |
| Tax Bill | $1,950 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.044-2-62 |
| Primary APN | 301301 242.044-2-62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 762 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Detached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 174 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02925 01 |
|---|---|
| Street Address | 620 FLOYD AVE |
| City | ROME |
| State | NY |
| Zip | 13440-4445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | H&L&G 40X114 |
| Legal Block | 2 |
| Legal Lot Number | 62.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 22400 |
620 Floyd Ave is owned by an individual who bought it in February 2025.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 E THOMAS ST, ROME, NY 13440-5242 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · ARM FIRST SOURCE FEDERAL CREDIT UNION |
| Feb 21, 2025 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Prior Sale | May 20, 1997 · Amount on File |
| Deed Document Number | 20252022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 620 FLOYD AVE, ROME, NY 13440-4445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016347 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022-016347 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Nov 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Feb 21, 2025 |
| Property Address | 620 FLOYD AVE, ROME, NY 13440-4445 |
| Document Number | 0000002022 |
| Instrument Date | Feb 13, 2025 |
| Instrument | 2025-002022 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 119 E THOMAS ST, ROME, NY 13440-5242 |
| Document Number | 0000002023 |
|---|---|
| Date | Feb 21, 2025 |
| Instrument | 2025-002023 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 620 Floyd Ave was $1,950.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,950.00 | ||
| 2025 | $41,500 Land $7,100 Building $34,400 | $97,647 Land $16,706 Building $80,941 | |
| 2023 | $41,500 (-) Land $7,100 Building $34,400 | $91,450 (+17.91%) Land $15,646 Building $75,804 | |
| 2022 | $3,350.00 | $41,500 Land $7,100 Building $34,400 | $77,556 Land $13,269 Building $64,287 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 620 Floyd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Floyd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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