620 Flora St, Prescott, AZ 86301 Property Records

Yavapai County property record for 620 Flora St, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,458 sqft · built 1973
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Oct 2019)
Tax Bill	$892 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-17-086`

Property Details

APN / Parcel Number

Primary APN	`116-17-086`
Alternative APNs	`1161708607` `116170867`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	425 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	116170867
Street Address	620 FLORA ST
City	PRESCOTT
State	AZ
Zip	86301-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESCOTT HGTS 2ND SUB LOT 18 BLK 3 630/560 647/918
Legal Range	02W
Legal Township	14N
Legal Section	28
Legal Subdivision	PRESCOTT HGTS 2ND SUB
Legal Block	3
Legal Lot Number	18
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1020
Census Tract	403

Owner

620 Flora St is owned and occupied by an individual who bought it in October 2019.

Source: Yavapai County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	620 FLORA ST, PRESCOTT, AZ 86301-1136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit ONEAZ CREDIT UNION
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 10, 2019	Warranty Deed, Transfer · FHA Mortgage STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Prior Sale	Jan 20, 2006 · Amount on File
Deed Document Number	201953962
Prior Transfer Date	Jan 6, 2014
Prior Transfer Doc	0000000714
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Recording Date	Jun 30, 2026
Property Address	620 FLORA ST, PRESCOTT, AZ 86301-1136
Document Number	0000029806
Instrument Date	Jun 24, 2026
Instrument	202629806
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FLORA ST, PRESCOTT, AZ 86301-1136

Mortgage

Document Number	0000029806,
Date	Jun 30, 2026
Instrument	202629806

Lender

Name	ONEAZ CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.53%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	620 FLORA ST, PRESCOTT, AZ 86301-1136
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FLORA ST, PRESCOTT, AZ 86301-1136

Mortgage

Document Number	0000055228
Date	Dec 29, 2025
Instrument	2025-0055228

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Oct 10, 2019
Property Address	620 FLORA ST, PRESCOTT, AZ 86301-1136
Document Number	0000053962
Map Reference	MB 4 PG 74
Instrument Date	Oct 3, 2019
Instrument	2019-0053962
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1638 CEDARWOOD DR, PRESCOTT, AZ 86301-1297

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	620 FLORA ST, PRESCOTT, AZ 86301-1136

Mortgage

Document Number	0000053963
Date	Oct 10, 2019
Instrument	2019-0053963

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000053964
Date	Oct 10, 2019
Instrument	2019-0053964

Lender

Name	ARIZONA INDUSTRIAL DEVELOP0MENT AUTHORIT
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 620 Flora St was $892.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$28,284	$282,841 Land $72,388 Building $210,453
2025	$892.00	$28,093 Land $7,066 Building $21,027	$280,931 Land $70,661 Building $210,270
2022	$835.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Flora St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Flora St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, MTE Communications.

Nearby Properties on Flora St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures