620 Festivo St, Oxnard, CA 93030 Property Records

Ventura County property record for 620 Festivo St, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,893 sqft · built 2000
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Individual Names on File
Last Sale	$571,000 (May 2019)
Tax Bill	$7,825 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`214-0-095-065`

Property Details

APN / Parcel Number

Primary APN	`214-0-095-065`
Alternative APN	`2140091125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,900 sqft (0.09 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	106 sqft
Patio Area	290 sqft

Location & Zoning

Street Address	620 FESTIVO ST
City	OXNARD
State	CA
Zip	93030-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 513602 LOT: 160 REF: 137MR 80
Legal Subdivision	TRACT 5136 2
Legal Tract	513602
Legal Block	95
Legal Lot Number	160
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1021
Census Tract	4901

Owner

620 Festivo St is owned by two individuals who bought it in May 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	830 BATH ST, SANTA BARBARA, CA 93101-3702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HOME LOANS
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 20, 2019	Grant Deed, Transfer · FHA Mortgage DIGNIFIED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	Nov 30, 2000 · Amount on File
Deed Document Number	201955547
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	620 FESTIVO ST, OXNARD, CA 93030-7304
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FESTIVO ST, OXNARD, CA 93030-7304

Mortgage

Document Number	0000191652
Date	Oct 21, 2021
Instrument	20211021-00191652

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	620 FESTIVO ST, OXNARD, CA 93030-7304
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128938
Date	Aug 21, 2020
Instrument	20200821-00128938

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jun 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 20, 2019
Property Address	620 FESTIVO ST, OXNARD, CA 93030-7304
Document Number	0000055547
Instrument Date	Mar 21, 2019
Instrument	55547
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	PRIORITY TITLE-CAMARILLO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 FESTIVO ST OXNARD CA 930307304, OXNARD, CA 93030-7304

Mortgage

Document Number	55548
Date	May 20, 2019
Instrument	55548

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	1.75%

Tax Assessment & Valuation

The 2025 property tax bill for 620 Festivo St was $7,825, up 3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,698 (+2%) Land $422,135 Building $227,563
2025	$7,825.00 (+3.03%)	$636,959 Land $413,858 Building $223,101
2024	$7,595.00 (+3.19%)
2023	$7,360.00 (+3.87%)	$612,226 Land $397,787 Building $214,439
2022	$7,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 620 Festivo St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 Festivo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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