620 Fay Ct, Gardnerville, NV 89460 Property Records

Douglas County property record for 620 Fay Ct, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,387 sqft · built 1989
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,870 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1220-21-810-128`

Property Details

APN / Parcel Number

Primary APN	`1220-21-810-128`
Alternative APNs	`000029295010` `29295010`

Interior

Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,827 sqft
1st Floor Area	1,387 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	000029295010
Street Address	620 FAY CT
City	GARDNERVILLE
State	NV
Zip	89460-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #7 LOT 317
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	GARDNERVILLE RANCHOS #7
Legal Block	1
Legal Lot Number	317
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1021
Census Tract	1100

Owner

620 Fay Ct is owned and occupied by two individuals who acquired it in April 2022.

Source: Douglas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 FAY CT, GARDNERVILLE, NV 89460-8416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2022	Intrafamily Transfer, Transfer · FHA Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2022
Transfer Doc	0000084230
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	620 FAY CT, GARDNERVILLE, NV 89460-8416
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FAY CT, GARDNERVILLE, NV 89460-8416

Mortgage

Document Number	0000004845
Date	Feb 20, 2024
Instrument	2024-1004845

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Apr 27, 2022
Property Address	620 FAY CT, GARDNERVILLE, NV 89460-8416
Document Number	0000084230
Instrument Date	Apr 22, 2022
Instrument	2022-984230
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 FAY CT, GARDNERVILLE, NV 89460-8416

Mortgage

Document Number	0000084231
Date	Apr 27, 2022
Instrument	2022-984231

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 620 Fay Ct was $1,870, up 6.1% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,870.00 (+6.07%)	$68,144 (+3.58%) Land $31,500 Building $36,644
2025	$1,763.00	$65,788 Land $28,000 Building $37,788	$187,966 Land $80,000 Building $107,966
2023	$1,538.00	$64,483 Land $28,000 Building $36,483	$184,237 Land $80,000 Building $104,237
2021			$154,589 Land $60,000 Building $94,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Fay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Fay Ct is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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