620 Falin St, Wise, VA 24293 Property Records

Wise County property record for 620 Falin St, Wise, VA 24293

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,592 sqft · built 2008
Lot Size	0.67 acres (29,222 sqft)
Owner	Individual Name on File
Tax Bill	$1,872 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R013274`

Property Details

APN / Parcel Number

Primary APN	`R013274`
Alternative APNs	`038A3 (04) 007 029-30` `013274`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,592 sqft Heated Area
Gross Area	2,360 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	29,222 sqft (0.67 acres)
Porch	Porch
Porch Area	536 sqft
Deck Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 FALIN ST
City	WISE
State	VA
Zip	24293-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 N 1/2 OF 30 BK. 7 P 1 W.I. CO.
Legal Subdivision	WISE INVESTMENT COMPANYS PARK ADDITION
Jurisdiction	WISE VA
Township / Civil Division	2
Census Block Group	2
Census Block	2017
Census Tract	930900

Owner

620 Falin St is owned and occupied by an individual who acquired it in June 2005.

Source: Wise County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	620 FALIN ST, WISE, VA 24293-5513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CREDIT UNION
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 8, 2005
Transfer Doc	200502416
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Recording Date	Jun 12, 2026
Property Address	620 FALIN ST, WISE, VA 24293-5513
Document Number	0000002362
Instrument Date	Jun 8, 2026
Instrument	20262362
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FALIN ST, WISE, VA 24293-5513

Mortgage

Document Number	0000002362,
Date	Jun 12, 2026
Instrument	20262362

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Property Address	620 FALIN ST, WISE, VA 24293-5513
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100630
Date	Feb 17, 2021
Instrument	202100630

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Property Address	620 FALIN ST, WISE, VA 24293-5513
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802660
Date	May 31, 2018
Instrument	201802660

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 620 Falin St was $1,872, up 34.9% from the year before.

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Municipality	Wise Town
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,872.00 (+34.87%)	$271,400 (+34.89%) Land $20,000 Building $251,400	$271,400 (+34.89%) Land $20,000 Building $251,400
2025	$1,388.00	$201,200 Land $15,000 Building $186,200	$201,200 Land $15,000 Building $186,200
2023	$1,388.00	$201,200 (-) Land $15,000 Building $186,200	$201,200 (-) Land $15,000 Building $186,200
2022		$201,200 Land $15,000 Building $186,200	$201,200 Land $15,000 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Falin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1981–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Falin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WISE serves 6,375 people · EPA ID VA1195950
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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