620 Emmas Rd, Rocky Mount, VA 24151 Property Records

Franklin County property record for 620 Emmas Rd, Rocky Mount, VA 24151

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,079 sqft · built 2008
Lot Size	2.1 acres (91,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Mar 2024)
Tax Bill	$880 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090 00-080 10`

Property Details

APN / Parcel Number

Primary APN	`090 00-080 10`
Alternative APN	`39042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	2,079 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,824 sqft (2.1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Deck Area	25 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39042
Street Address	620 EMMAS RD
City	ROCKY MOUNT
State	VA
Zip	24151-4385
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	NZ
Legal Description	RT 844 LOT 3
Legal Subdivision	SNOW CREEK MAGISTERIAL DISTRICT
Legal Lot Number	3
Jurisdiction	FRANKLIN VA
Township / Civil Division	SNOW CREEK
Census Block Group	2
Census Block	2020
Census Tract	20901

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 E COURT ST, ROCKY MOUNT, VA 24151-1703
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 15, 2024	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Aug 22, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT MTG
Mar 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	20241460
Deed Book / Page	1210 / 1632
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	620 EMMAS RD, ROCKY MOUNT, VA 24151-4385
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 EMMAS RD, ROCKY MOUNT, VA 24151-4385

Mortgage

Document Number	0012371165
Date	Nov 14, 2025
Book Page	1237/1165
Instrument	250007398

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 15, 2024
Property Address	620 EMMAS RD, ROCKY MOUNT, VA 24151-4385
Document Number	0012101632
Book / Page	1210 / 1632
Map Reference	MB 773 PG 379
Instrument Date	Mar 14, 2024
Instrument	240001460
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	620 EMMAS RD, ROCKY MOUNT, VA 24151-4385

Mortgage

Document Number	0240001461
Date	Mar 15, 2024
Instrument	240001461

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 22, 2017
Property Address	620 EMMAS RD, ROCKY MOUNT, VA 24151-4385
Document Number	0010962698
Book / Page	001096 / 002698
Instrument Date	Aug 14, 2017
Instrument	5238
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 EMMAS RD ROCKY MOUNT VA 241514385, ROCKY MOUNT, VA 24151-4385

Mortgage

Document Number	10962701
Date	Aug 22, 2017
Book Page	001096/002701
Instrument	5239

Lender

Name	SUMMIT MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Mortgage

Document Number	10962720,
Date	Aug 22, 2017
Book Page	001096/002720
Instrument	5240

Lender

Name	SUMMIT MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 17, 2017
Property Address	620 EMMAS RD, ROCKY MOUNT, VA 24151-4385
Document Number	0010900754
Book / Page	001090 / 000754
Instrument Date	Mar 14, 2017
Instrument	1624
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	660 EMMAS RD ROCKY MOUNT VA 241514385, ROCKY MOUNT, VA 24151-4385

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+25.71%)	$204,800 (+78.24%) Land $24,200 Building $180,600	$204,800 (+78.24%) Land $24,200 Building $180,600
2023	$700.00	$114,900 (-) Land $17,200 Building $97,700	$114,900 (-) Land $17,200 Building $97,700
2022		$114,900 Land $17,200 Building $97,700	$114,900 Land $17,200 Building $97,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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