620 Elm St, Washington, MO 63090 Property Records

Franklin County property record for 620 Elm St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-099-579.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-099-579.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area

Exterior

Year Built	Built 1930
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	624 sqft

Location & Zoning

Street Address	620 ELM ST
City	WASHINGTON
State	MO
Zip	63090-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NW E ELM ST
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NW
Legal Subdivision	TRACTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4011
Census Tract	800302

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 ELM ST, WASHINGTON, MO 63090-2425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Warranty Deed, Transfer BANK OF WA
Aug 7, 2018	Warranty Deed, Transfer BANK OF FRANKLIN CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019
Deed Sale	Nov 8, 2019
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	1915474
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 8, 2019
Property Address	620 ELM ST, WASHINGTON, MO 63090-2425
Document Number	0000015474
Instrument Date	Nov 8, 2019
Instrument	15474
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ELM ST WASHINGTON MO 630902425, WASHINGTON, MO 63090-2425

Mortgage

Document Number	15475
Date	Nov 8, 2019
Instrument	15475

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 7, 2018
Property Address	620 ELM ST, WASHINGTON, MO 63090-2425
Document Number	0000010998
Instrument Date	Aug 7, 2018
Instrument	10998
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 ELM ST WASHINGTON MO 630902425, WASHINGTON, MO 63090-2425

Mortgage

Document Number	10999
Date	Aug 7, 2018
Instrument	10999

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,147.00 (+0.26%)	$20,579 (+2.1%)	$108,310 (+2.1%) Land $20,230 Building $88,080
2023	$1,144.00 (+14.86%)	$20,156	$106,080 Land $20,230 Building $85,850
2022	$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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