620 Elm St, Toledo, OH 43604 Property Records

Lucas County property record for 620 Elm St, Toledo, OH 43604

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,950 sqft · built 1920
Lot Size0.155 acres (6,758 sqft)
OwnerCompany Name on File
Last Sale$5,000 (Feb 2005)
Tax Bill$61,900 (2025)
Flood ZoneZone X (minimal risk)
APN15-45114

Property Details

APN / Parcel Number

Primary APN15-45114
Alternative APN
  • 01078018

Exterior

Lot Area6,758 sqft (0.155 acres)
Lot Width52 ft Width

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address620 ELM ST
CityTOLEDO
StateOH
Zip43604
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code10-RM36
Legal DescriptionVISTULA LOT 665 TO 667 SE 52 FT EXC NE 29 FT
Legal SubdivisionVISTULA
Legal Tract30
Legal Lot Number665
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group4
Census Block4015
Census Tract3000

Owner

620 Elm St, a commercial property, is owned by a company that bought it in February 2005.

Source: Lucas County records, as of July 13, 2026

Owner of RecordCompany Name on File
Mailing Address922 MCKINLEY AVE, TOLEDO, OH 43605-2923
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2005 · Amount on File
Deed SaleFeb 10, 2005 · Amount on File
Deed Document Number20059609
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 620 Elm St was $61,900, up 15,452.8% from the year before.

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,900.00 (+15,452.76%)$2,065 (-) Land $2,065$5,900 (-) Land $5,900
2024$398.00 (-48.84%)$2,065 (+5.36%) Land $2,065$5,900 Land $5,900
2023$778.00 (-7.93%)$1,960 (-) Land $1,960
2022$845.00$1,960 Land $1,960
2021$5,600 Land $5,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Amplex Wireless
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Elm St

Nearby Streets

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