620 Elm Rd, Franklin, GA 30217 Property Records

Heard County property record for 620 Elm Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2022
Lot Size	7.1 acres (309,276 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jun 2021)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0053-0032`

Property Details

APN / Parcel Number

Primary APN	`0053-0032`
Alternative APN	`4344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Heated Area
1st Floor Area	1,672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	309,276 sqft (7.1 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	4344
Street Address	620 ELM RD
City	FRANKLIN
State	GA
Zip	30217-5786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	7.10 ACRES (LOT 231)LL 209/3 LD
Legal Subdivision	POWERS CROSSROADS PLANTATION
Legal Lot Number	231
Jurisdiction	HEARD GA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3036
Census Tract	970100

Owner

620 Elm Rd is owned and occupied by an individual who bought it in June 2021.

Source: Heard County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	620 ELM RD, FRANKLIN, GA 30217-5786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OZK
Jun 25, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage AGSOUTH FARM CREDIT
May 5, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 14, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Apr 30, 2020 · Amount on File
Deed Document Number	2021379
Deed Book / Page	492 / 221
Prior Transfer Date	Mar 15, 1994
Prior Transfer Doc	0154000392
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	620 ELM RD, FRANKLIN, GA 30217-5786
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ELM RD

Mortgage

Document Number	0005180000000249
Date	May 16, 2023
Book Page	0000000518/0000000249

Lender

Name	BANK OZK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jun 25, 2021
Property Address	620 ELM RD, FRANKLIN, GA 30217-5786
Document Number	0004920221
Book / Page	492 / 221
Instrument Date	Jun 25, 2021
Instrument	2021-000379
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 KINGSBROOKE DR, PALMETTO, GA 30268-8535

Mortgage

Document Number	0004920000000222
Date	Jul 8, 2021
Book Page	0000000492/0000000222

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HEARD GA
Recording Date	May 5, 2020
Property Address	620 ELM RD, FRANKLIN, GA 30217-5786
Document Number	0004760303
Book / Page	000476 / 000303
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	ELM RD FRANKLIN GA 30217, FRANKLIN, GA 30217

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jan 27, 2020
Property Address	620 ELM RD, FRANKLIN, GA 30217-5786
Document Number	0004730212
Book / Page	000473 / 000212
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$16.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ELM RD FRANKLIN GA 30217, FRANKLIN, GA 30217

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jan 14, 2019
Property Address	620 ELM RD, FRANKLIN, GA 30217-5786
Document Number	0004610414
Book / Page	000461 / 000414
Instrument Date	Jan 14, 2019
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ELM RD FRANKLIN GA 30217, FRANKLIN, GA 30217

Tax Assessment & Valuation

The 2025 property tax bill for 620 Elm Rd was $2,777.

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00	$142,685 Land $37,778 Building $104,907	$356,711 Land $94,444 Building $262,267
2023	$2,266.00	$108,571 Land $21,322 Building $87,249	$271,427 Land $53,305 Building $218,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Elm Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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