620 Edison St, Montara, CA 94037 Property Records

San Mateo County property record for 620 Edison St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,060 sqft · built 1959
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Trust Names on File
Last Sale	$445,000 (Jul 2022)
Tax Bill	$17,872 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-122-350`

Property Details

APN / Parcel Number

Primary APN	`036-122-350`
Alternative APN	`036122140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,060 sqft Living Area
1st Floor Area	600 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Corner
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	620 EDISON ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31,32,33,34 BLK 31 MONTARA AMEND & SUPP MAP RSM 5/35
Legal Subdivision	MONTARA AMEND & SUPP
Legal Block	31
Legal Lot Number	31
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4008
Census Tract	613600

Owner

620 Edison St is owner-occupied and held in a trust since July 2022.

Source: San Mateo County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	620 EDISON ST, MONTARA, CA 94037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 1, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 1, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Aug 27, 2003 · Amount on File
Deed Document Number	202252010
Prior Transfer Date	Jul 1, 2021
Prior Transfer Doc	0000052011
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Sep 17, 2026
Property Address	620 EDISON ST, MONTARA, CA 94037
Document Number	0000052851
Instrument Date	Sep 9, 2026
Instrument	202652851
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	620 EDISON ST, MONTARA, CA 94037

Mortgage

Document Number	0000052851,
Date	Sep 17, 2026
Instrument	202652851

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 1, 2022
Property Address	620 EDISON ST, MONTARA, CA 94037
Document Number	0000052010
Map Reference	MB 5 PG 35
Instrument Date	Jul 1, 2022
Instrument	2022-052010
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$489.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 370196, MONTARA, CA 94037-0196

Mortgage

Document Number	0000052012
Date	Jul 1, 2022
Instrument	2022-052012

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 1, 2022
Property Address	620 EDISON ST, MONTARA, CA 94037
Document Number	0000052011
Map Reference	MB 5 PG 35
Instrument Date	Jul 1, 2022
Instrument	2022-052011
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$427.35
Amount Accuracy	Partially Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 370196, MONTARA, CA 94037-0196

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	620 EDISON ST, MONTARA, CA 94037
Document Number	0000031226
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 370196 MONTARA CA 940370196, MONTARA, CA 94037-0196

Mortgage

Document Number	0000031226
Date	Apr 11, 2017
Instrument	31226

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 620 Edison St was $17,872 with a homeowner's exemption, up 3.1% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,326,920 (+2%) Land $885,814 Building $441,106
2025	$17,872.00 (+3.08%)	$1,300,904 Land $868,446 Building $432,458
2024	$17,338.00 (+3.86%)
2023	$16,694.00 (+17.6%) Homeowner's exemption	$1,250,390 Land $834,724 Building $415,666	$1,092,690
2022	$14,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Edison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Edison St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures