620 Edgewater Dr, Unit 405, Dunedin, FL 34698 Property Records

Pinellas County property record for 620 Edgewater Dr, Unit 405, Dunedin, FL 34698

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,360 sqft · built 1970
Lot Size	0.251 acres (10,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jan 2024)
Tax Bill	$5,684 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-743-2782-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-2782-6`
Alternative APNs	`34-28-15-24903-000-4050` `281534249030004050` `152834249030004050` `R371878`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	31 Units
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Concrete
Construction Type	Wood
Lot Area	10,931 sqft (0.251 acres)
Lot Dimensions	149 ft deep x 54 ft wide
View / Lot	Corner
Garage Type	Carport
Carport	Carport
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R371878
Street Address	620 EDGEWATER DR, 405
City	DUNEDIN
State	FL
Zip	34698-6921
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EDGEWATER ARMS 1ST CONDO UNIT 405 TOGETHER WITH THE USE OF CARPORT 9
Legal Range	15E
Legal Township	28S
Legal Section	34
Legal Subdivision	EDGEWATER ARMS 1ST CONDO
Legal Tract	24903
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3020
Census Tract	27000

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8661 BOWER BASS CIR, WESLEY CHAPEL, FL 33545-3309
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Oct 15, 1997 · Amount on Record
Deed Document Number	20246513
Deed Book / Page	22673 / 687
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 9, 2024
Property Address	620 EDGEWATER DR UNIT 405, 405, DUNEDIN, FL 34698-6921
Document Number	0226730687
Book / Page	22673 / 687
Map Reference	MB 3223 PG 481-553
Instrument Date	Dec 29, 2023
Instrument	2024006513
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5254 S RIVERVIEW CIR, HOMOSASSA, FL 34448-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8661 BOWER BASS CIR, WESLEY CHAPEL, FL 33545-3309

Mortgage

Document Number	0022673691
Date	Jan 9, 2024
Instrument	22673/691

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,684.00 (+521.2%)	$322,969 (+211.19%) Building $322,969	$322,969 (-13.98%) Building $322,969
2023	$915.00 (-3.38%) Homeowner's exemption Widower's exemption	$103,786 (+3%)	$375,469 (+9%) Building $375,469
2022	$947.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$100,763	$344,481 Building $344,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	335 units insured incl. 184 condo units
Nearby Flood Claims	44 (1979–2024)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 31 claims Hurricane Elena, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20