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620 E Temple Ave, Effingham, IL 62401 Property Records

Effingham County property record for 620 E Temple Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1964
Square Footage2,006 sqft Base Area
Lot Size16,553 sqft (0.38 acres)
Garage572 sqft
OccupancyOwner Occupied
Last Sale$260,500 (2023)
Tax Bill$3,964.00 (2022)

Property Details

APN / Parcel Number

Primary APN03-16-006-102

Interior

Building Area2,006 sqft Base Area
Basement Area1,020 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area16,553 sqft (0.38 acres)
Parking Spaces2 Parking Spaces
Garage Area572 sqft Garage

Location & Zoning

Street Address620 E TEMPLE AVE
CityEFFINGHAM
StateIL
Zip62401-3352
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 51FT LOT 14 & ALL LOT 15 BLK 5 KRALMAN'S SUB B 3613/246 1264/261 481/50
Legal SubdivisionKRALMAN'S SUBDIVISION
Legal Block5
Legal Lot Number14-15
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup1
Census Block1082
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-006-102

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address620 E TEMPLE AVE, EFFINGHAM, IL 62401-3352
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
DIETERICH BANK NA
Apr 03, 2023Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK NA
Sep 23, 2020Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2023 · Amount on Record
Deed SaleApr 03, 2023 · Amount on Record
Prior SaleSep 23, 2020 · Amount on Record
Deed Doc Number202323001037
Deed Book / Page3848 / 31
Record RefreshedJun 07, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address620 E TEMPLE AVE, EFFINGHAM, IL 62401-3352
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003853/237
DateApr 26, 2023
Book Page3853/237
Instrument202323001360
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Type Change DateApr 01, 2030
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change4%
Max Rate At Change6.94%
Index52-Week T-Bill (1-Year)
Max Rate9.94%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateApr 03, 2023
Property Address620 E TEMPLE AVE, EFFINGHAM, IL 62401-3352
Document Number0003848/31
Book / Page3848 / 31
Map ReferenceMB 2 PG 99
Instrument DateMar 31, 2023
Instrument202323001037
Transaction TypeTransfer
Record UpdatedJun 06, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 E TEMPLE AVE, EFFINGHAM, IL 62401-3352

Mortgage

Document Number0003848/33
DateApr 03, 2023
Book Page3848/33
Instrument202323001038
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.94%
Type Change DateApr 01, 2030
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change4%
Max Rate At Change6.09%
Index52-Week T-Bill (1-Year)
Max Rate9.94%

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM IL
Recording DateSep 23, 2020
Property Address620 E TEMPLE AVE, EFFINGHAM, IL 62401-3352
Document Number3613/246
Book / Page3613 / 246
Map ReferenceMB 2 PG 99
Instrument DateSep 21, 2020
Instrument202020005266
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$325.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address913 SHILOH AVE, 913, EFFINGHAM, IL 62401-4517

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 E TEMPLE AVE, EFFINGHAM, IL 62401-3352

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$3,964.00 Homeowner's exemption Senior Citizen's exemption$65,780 Land $15,300 Building $50,480$197,340 Land $45,900 Building $151,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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