620 E South St, Starke, FL 32091 Property Records

Bradford County property record for 620 E South St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1950
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jan 2018)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02989-0-00100`

Property Details

APN / Parcel Number

Primary APN	`02989-0-00100`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
Gross Area	616 sqft
1st Floor Area	576 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,840 sqft (0.18 acres)
Porch	Finished/Open Porch
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 E SOUTH ST
City	STARKE
State	FL
Zip	32091-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 6S 22 COM NW COR OF SW1/4 OF SE1/4. S8957'E 38.89' TO E R/W SR100 S0238'E 101', RUN S8930'40'E 4.47', S0248'49"E 121.48' TO S R/W SOUTH ST. N8952'54"E 81.53' TO POB. RUN N8952'54"E 82.51', S0014'45"W 93.41', N8945'19"W 78.51', N02*13'04W 9
Legal Range	22E
Legal Township	06S
Legal Section	28
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	3
Census Block	3021
Census Tract	100

Owner

Source: Bradford County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 E SOUTH ST, STARKE, FL 32091-4123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	20184000553
Deed Book / Page	1717 / 378
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Recording Date	Sep 15, 2026
Property Address	620 E SOUTH ST, STARKE, FL 32091-4123
Document Number	0000008181
Book / Page	2234 / 79
Instrument Date	Sep 9, 2026
Instrument	20268181
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E SOUTH ST, STARKE, FL 32091-4123

Mortgage

Document Number	0000008181,
Date	Sep 15, 2026
Book Page	2234/79
Instrument	20268181

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,307.00 (+7.66%)	$73,059 (+3.2%) Land $28,000 Building $45,059	$73,059 (+3.2%) Land $28,000 Building $45,059
2024	$1,214.00 (+8.98%)	$70,796 (+16.32%) Land $28,000 Building $42,796	$70,796 (+16.32%) Land $28,000 Building $42,796
2023	$1,114.00 (+27.46%)	$60,862 (+40.78%) Land $20,000 Building $40,862	$60,862 (+40.78%) Land $20,000 Building $40,862
2022	$874.00	$43,233 Land $13,000 Building $30,233	$43,233 Land $13,000 Building $30,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	20 (1980–2024)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20