620 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 620 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,008 sqft · built 1978
Lot Size	0.422 acres (18,403 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2025)
Tax Bill	$4,182 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-22-251-023`

Property Details

APN / Parcel Number

Primary APN	`7824-22-251-023`
Alternative APN	`010/03430-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,008 sqft Total Area
1st Floor Area	1,008 sqft
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1978
Architectural Style	Split Foyer
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,403 sqft (0.422 acres)
Lot Dimensions	239 ft deep x 77 ft wide
Porch	Open Porch
Porch Area	78 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	620 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2917
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 47 PLAT 2 MORNINGSIDE
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	MORNINGSIDE PLAT 2
Legal Lot Number	47
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2012
Census Tract	4400

Owner

620 E Rose Ave, a duplex, is owned and occupied by an individual who bought it in September 2025.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	620 ROSE AVE, DES MOINES, IA 50315-3165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jun 25, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jun 25, 2020	Warranty Deed, Transfer · Conventional with PMI GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Jun 17, 2015
Deed Document Number	2025-00058040
Deed Book / Page	20284 / 591
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 30, 2025
Property Address	620 E ROSE AVE, DES MOINES, IA 50315-2917
Document Number	0000058040
Book / Page	20284 / 591
Instrument Date	Sep 17, 2025
Instrument	2025-00058040
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ROSE AVE, DES MOINES, IA 50315-3165

Mortgage

Document Number	0000058041
Date	Sep 30, 2025
Instrument	2025-00058041

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 25, 2020
Property Address	620 E ROSE AVE, DES MOINES, IA 50315-2917
Document Number	0000112559
Book / Page	017911 / 000017
Instrument Date	Jun 5, 2020
Instrument	112559
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E ROSE AVE DES MOINES IA 503152917, DES MOINES, IA 50315-2917

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 25, 2020
Property Address	620 E ROSE AVE, DES MOINES, IA 50315-2917
Document Number	0000112560
Book / Page	017911 / 000019
Instrument Date	Jun 5, 2020
Instrument	112560
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	601 VALLEY WEST DR WEST DES MOINES IA 502653184, WEST DES MOINES, IA 50265-3184

Mortgage

Document Number	112562
Date	Jun 25, 2020
Book Page	017911/000024
Instrument	112562

Lender

Name	GREENSTATE CU
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,600 Land $45,400 Building $185,200	$230,600 Land $45,400 Building $185,200
2024	$4,182.00
2023		$208,300 Land $40,400 Building $167,900	$208,300 Land $40,400 Building $167,900
2020	$2,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 E Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 E Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, T-Mobile.

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