620 E Monroe St, Cozad, NE 69130 Property Records

Dawson County property record for 620 E Monroe St, Cozad, NE 69130

Property Summary

Property Type	Commercial
Details	1,800 sqft · built 2004
Lot Size	0.237 acres (10,343 sqft)
Owner	Company Name on Record
Last Sale	$73,000 (Jul 2022)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20178-002-0002`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20178-002-0002`
Alternative APN	`240207734`

Interior

Stories	1 Story
Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Metal
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,343 sqft (0.237 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater

Location & Zoning

Street Address	620 E MONROE ST
City	COZAD
State	NE
Zip	69130-2424
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	03-COMMERC
Legal Description	00002376 LOT 2 BLOCK 2 CDC ADDITION #2
Legal Subdivision	CDC ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2053
Census Tract	968100

Owner

Source: Dawson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 E MONROE ST, COZAD, NE 69130-2424
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 12, 2018	Deed of Trust, Mortgage FIRST STATE BANK
Feb 12, 2018	Warranty Deed, Transfer · Line of Credit WAYPOINT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	20222226
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Aug 17, 2026
Property Address	620 E MONROE ST, COZAD, NE 69130-2424
Document Number	0000002240
Instrument Date	Aug 13, 2026
Instrument	20262240
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	620 E MONROE ST, COZAD, NE 69130-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180086
Date	Jan 12, 2018
Instrument	2018-0086

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GOTHENBURG, NE 69138

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 11, 2028

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Feb 12, 2018
Property Address	620 E MONROE ST, COZAD, NE 69130-2424
Document Number	0020180375
Instrument Date	Feb 7, 2018
Instrument	2018-0375
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 174, COZAD, NE 69130-0174
Mail Care Of	MALCOM NELSEN & WINDRUM LLC

Mortgage

Document Number	0020180376
Date	Feb 12, 2018
Instrument	2018-0376

Lender

Name	WAYPOINT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,130 (+2.31%) Land $2,585 Building $67,545	$70,130 (+2.31%) Land $2,585 Building $67,545
2025	$1,030.00 (-30.41%)	$68,545 (-) Land $2,585 Building $65,960	$68,545 (-) Land $2,585 Building $65,960
2023	$1,480.00	$68,545 Land $2,585 Building $65,960	$68,545 Land $2,585 Building $65,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2008–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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