620 E Missouri Ave, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 620 E Missouri Ave, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	784 sqft · built 1917
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,640 (Aug 2026)
Tax Bill	$382 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Line of Credit + 1 more
APN	`06-9.0-29-003-004-002.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-29-003-004-002.000`

Interior

Building Area	784 sqft Base Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	620 E MISSOURI AVE
City	SAINT JOSEPH
State	MO
Zip	64504-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:BUENA VISTA LOT:5 BLK:6LGL DESC:
Legal Subdivision	BUENA VISTA
Legal Block	6
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2010
Census Tract	2100

Owner

Source: Buchanan County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 E MISSOURI AVE, SAINT JOSEPH, MO 64504-1238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Line of Credit NODAWAY VALLEY BANK
May 28, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 22, 2020	Intrafamily Transfer, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Deed Document Number	20266830
Deed Book / Page	3821 / 570
Prior Transfer Date	Aug 14, 2026
Prior Transfer Doc	0000006830
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 17, 2026
Property Address	620 E MISSOURI AVE, SAINT JOSEPH, MO 64504-1238
Document Number	0000006830
Book / Page	3821 / 570
Instrument Date	Aug 14, 2026
Instrument	20266830
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E MISSOURI AVE, SAINT JOSEPH, MO 64504-1238

Mortgage

Document Number	0000006831,
Date	Aug 17, 2026
Book Page	3821/571
Instrument	20266831

Lender

Name	NODAWAY VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	620 E MISSOURI AVE, SAINT JOSEPH, MO 64504-1238
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E MISSOURI AVE, SAINT JOSEPH, MO 64504-1238

Mortgage

Document Number	3762/906
Date	May 28, 2021
Book Page	3762/906
Instrument	2021005569

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 7, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jun 22, 2020
Property Address	620 E MISSOURI AVE, SAINT JOSEPH, MO 64504-1238
Document Number	003749/926
Book / Page	3749 / 926
Instrument Date	Jun 22, 2020
Instrument	2020005082
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 E MISSOURI AVE, SAINT JOSEPH, MO 64504-1236

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$382.00 (+0.26%)	$5,270 (+4.98%) Land $1,690 Building $3,580	$27,750 (+5.11%) Land $8,900 Building $18,850
2024	$381.00 (+14.41%)
2023	$333.00 (-0.89%)	$5,020 (-) Land $1,690 Building $3,330	$26,400 (-) Land $8,900 Building $17,500
2022	$336.00	$5,020 Land $1,690 Building $3,330
2021			$26,400 Land $8,900 Building $17,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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