620 E Mill St, Ossian, IN 46777 Property Records

Wells County property record for 620 E Mill St, Ossian, IN 46777 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1985
Square Footage1,080 sqft Living Area
Lot Size13,112 sqft (0.301 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2022)
Tax Bill$945.00 (2025)

Property Details

APN / Parcel Number

Primary APN90-02-15-510-036.000-009
Alternative APNs
  • 00001570011
  • 0151070936

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,080 sqft Living Area
1st Floor1,080 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area13,112 sqft (0.301 acres)
Depth X Width125 ft x 105 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area288 sqft Garage
Shed1 Shed
Shed Area80 sqft Shed

Utilities and HVAC

Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number00001570011
Street Address620 E MILL ST
CityOSSIAN
StateIN
Zip46777-9240
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILLSIDE PLACE SEC E LOT 36 (15-K)
Legal SubdivisionMILLSIDE PLACE
Legal Lot Number36
JurisdictionWELLS IN
Minor Civil DivisionJEFFERSON
Census Blockgroup4
Census Block4010
Census Tract40100

Owner

Source: Wells County records · APN 90-02-15-510-036.000-009

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address620 E MILL ST, OSSIAN, IN 46777-9240
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE CO INC
Feb 10, 2022Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2022 · Amount on Record
Deed SaleFeb 10, 2022 · Amount on Record
Prior SaleNov 03, 1999 · Amount on Record
Deed Doc Number2022573
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address620 E MILL ST, OSSIAN, IN 46777-9240
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyCENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020211647
DateApr 09, 2021
Instrument20211647
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2036
Interest
Rate TypeFixed Rate

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWELLS IN
Recording DateFeb 10, 2022
Property Address620 E MILL ST, OSSIAN, IN 46777-9240
Document Number0020220573
Map ReferencePB 4 PG 174
Instrument DateFeb 07, 2022
Instrument20220573
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 E MILL ST, OSSIAN, IN 46777-9240

Mortgage

Document Number0020220574
DateFeb 10, 2022
Instrument20220574
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWells County
County SubdivisionJefferson Township
MunicipalityOssian Town
Unified School DistrictNorthern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$945.00 (+14.13%) Homeowner's exemption$162,000 (+14.57%) Land $39,100 Building $122,900$162,000 (+14.57%) Land $39,100 Building $122,900
2024$828.00 (+37.54%)
2023$141,400 (+18.43%) Land $34,300 Building $107,100$141,400 (+18.43%) Land $34,300 Building $107,100
2022$602.00$119,400 Land $20,700 Building $98,700$119,400 Land $20,700 Building $98,700

Flood & Wildfire

620 E Mill St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Wells County (18179C), updated September 30, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 27th in Indiana
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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