620 E Lexington Ave, Unit 16, El Cajon, CA 92020 Property Records

San Diego County property record for 620 E Lexington Ave, Unit 16, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 864 sqft · built 1990
Lot Size	0.972 acres (42,350 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Apr 2022)
Tax Bill	$5,510 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`488-233-45-16`

Property Details

APN / Parcel Number

Primary APN	`488-233-45-16`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	42,350 sqft (0.972 acres)

Location & Zoning

Street Address	620 E LEXINGTON AVE, 16
City	EL CAJON
State	CA
Zip	92020-4652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1450
Legal Description	LOT 1 US 16PER DOCS04-549811&-625112&UND INT IN TR 014822
Legal Subdivision	PALERMO CONDO
Legal Tract	014822
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15802

Owner

620 E Lexington Ave, Unit 16 is owned by an individual who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5601 LINFIELD AVE, SAN DIEGO, CA 92120-4821
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 22, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 25, 2021	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Jan 25, 2021 · Amount on File
Deed Document Number	2022176915
Prior Transfer Date	Jul 23, 2013
Prior Transfer Doc	0000513332
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	620 E LEXINGTON AVE UNIT 16, 16, EL CAJON, CA 92020-4652
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E LEXINGTON AVE, EL CAJON, CA 92020-0603

Mortgage

Document Number	0000229764
Date	Aug 23, 2023
Instrument	2023-0229764

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2022
Property Address	620 E LEXINGTON AVE UNIT 16, 16, EL CAJON, CA 92020-4652
Document Number	0000176915
Map Reference	MAP 14822
Instrument Date	Apr 8, 2022
Instrument	2022-0176915
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E LEXINGTON AVE UNIT 16, 16, EL CAJON, CA 92020-4652

Mortgage

Document Number	0000176916
Date	Apr 22, 2022
Instrument	2022-0176916

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	620 E LEXINGTON AVE UNIT 16, 16, EL CAJON, CA 92020-4652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456351
Date	Oct 3, 2017
Instrument	2017-0456351

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2021
Property Address	620 E LEXINGTON AVE UNIT 16, 16, EL CAJON, CA 92020-4652
Document Number	0000056256
Map Reference	MAP 14822
Instrument Date	Dec 4, 2020
Instrument	2021-0056256
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 E LEXINGTON AVE UNIT 16, 16, EL CAJON, CA 92020-4652

Mortgage

Document Number	0000056257
Date	Jan 25, 2021
Instrument	2021-0056257

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Mortgage

Document Number	0000056259
Date	Jan 25, 2021
Instrument	2021-0056259

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 620 E Lexington Ave, Unit 16 was $5,510.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,268 (+2%) Land $202,413 Building $273,855
2025	$5,510.00	$466,931 Land $198,445 Building $268,486
2023	$3,348.00 (+0.15%)	$438,000 Land $186,000 Building $252,000
2022	$3,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 620 E Lexington Ave, Unit 16 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 E Lexington Ave, Unit 16 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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