620 E Kristi Ln, Flagstaff, AZ 86005 Property Records

Coconino County property record for 620 E Kristi Ln, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	3.75 ba · 2,533 sqft · built 1990
Lot Size	0.308 acres (13,434 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jul 2026)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-14-018`

Property Details

APN / Parcel Number

Primary APN	`105-14-018`
Alternative APN	`R0055926`

Interior

Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,533 sqft Living Area
1st Floor Area	1,267 sqft
Basement Area	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Frame Wood
Roof Material	Asphalt
Lot Area	13,434 sqft (0.308 acres)
Garage Type	Attached
Garage Area	447 sqft
Porch	Slab
Deck Area	Deck Area
Patio Area	447 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0055926
Street Address	620 E KRISTI LN
City	FLAGSTAFF
State	AZ
Zip	86005-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LANEWOOD EST LOT: 18 SIXTEENTH: SE QUARTER: SW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	LANEWOOD EST
Legal Lot Number	18
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	901

Owner

620 E Kristi Ln is owned by two individuals who bought it in July 2026.

Source: Coconino County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2831 E FRYE RD, GILBERT, AZ 85295-1915
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Jul 26, 2022 · Amount on File
Deed Document Number	20264043872
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	0003673770
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 24, 2026
Property Address	620 E KRISTI LN, FLAGSTAFF, AZ 86005-9375
Document Number	0004043872
Instrument Date	Jul 23, 2026
Instrument	20264043872
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	PINNACLE TITLE SERVICES LLC, PINNACLE TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 E FRYE RD, GILBERT, AZ 85295-1915

Mortgage

Document Number	0004043873,
Date	Jul 24, 2026
Instrument	20264043873

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 26, 2022
Property Address	620 E KRISTI LN, FLAGSTAFF, AZ 86005-9375
Document Number	0003955889
Map Reference	CASE 3 MAP 201
Instrument Date	Jul 21, 2022
Instrument	3955889
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 GLASTONBURY PL, LAGUNA NIGUEL, CA 92677-5310

Mortgage

Document Number	0003955890
Date	Jul 26, 2022
Instrument	3955890

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 620 E Kristi Ln was $4,195, up 3% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,332 (+5.33%) Land $13,148 Building $68,184
2025	$4,195.00 (+3.05%)	$77,217 (-9.66%)	$772,173 Land $131,480 Building $640,693
2024	$4,071.00 (+3.96%)	$85,478 Land $13,148 Building $72,330
2023	$3,916.00		$854,778 Land $131,480 Building $723,298

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 E Kristi Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 E Kristi Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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