620 E Jefferson St, Girard, IL 62640 Property Records

Macoupin County property record for 620 E Jefferson St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,000 (Mar 2020)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2019 Mortgage + 1 more
APN	`04-33-130-010`

Property Details

APN / Parcel Number

Primary APN	`04-33-130-010`
Alternative APN	`07-000-244-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 71.5 ft wide

Location & Zoning

Street Address	620 E JEFFERSON ST
City	GIRARD
State	IL
Zip	62640-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33 T12 R6 LOT 47 E SIDE N 1/2 NW BRUBAKERS (UNRECORDED SUBD) 71.5 X 150 04-33-130-010
Legal Range	06W
Legal Township	12N
Legal Section	33
Legal Subdivision	BRUBAKERS
Legal Lot Number	47
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	1
Census Block	1063
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 E JEFFERSON ST, GIRARD, IL 62640-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MODESTO
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WARREN BOYNTON STATE BANK
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Document Number	2020580877
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	620 E JEFFERSON ST, GIRARD, IL 62640-1326
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000558969
Date	Jan 18, 2017
Instrument	558969

Lender

Name	BANK OF MODESTO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 7, 2037

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	620 E JEFFERSON ST, GIRARD, IL 62640-1326
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000578915
Date	Nov 22, 2019
Instrument	578915

Lender

Name	WARREN BOYNTON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 7, 2039

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4.75%
Max Rate At Change	11.7%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 3, 2020
Property Address	620 E JEFFERSON ST, GIRARD, IL 62640-1326
Document Number	0000580877
Instrument Date	Mar 2, 2020
Instrument	580877
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	432 N CHURCH ST, VIRDEN, IL 62690-1219

Mortgage

Document Number	0000580878
Date	Mar 3, 2020
Instrument	580878

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,102.00 (+6.47%)	$19,598 (+7%) Land $3,606 Building $15,992	$58,794 (+7%) Land $10,818 Building $47,976
2024	$1,035.00 (+16.95%)	$18,316 (+15.56%) Land $3,370 Building $14,946	$54,948 (+15.56%) Land $10,110 Building $44,838
2022	$885.00 Homeowner's exemption	$15,850 Land $2,916 Building $12,934	$47,550 Land $8,748 Building $38,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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