620 E 5th St, El Dorado, AR 71730 Property Records

Union County property record for 620 E 5th St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1987
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Apr 2018)
Tax Bill	$255 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02300-00034-0000`

Property Details

APN / Parcel Number

Primary APN	`02300-00034-0000`
Alternative APN	`30519`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.223 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	336 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	620 E 5TH ST
City	EL DORADO
State	AR
Zip	71730-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELLORS S-D E-38' W-27' LOT 15 #9910363 #18R003341 39
Legal Subdivision	MELLORS S-D
Legal Block	4
Legal Lot Number	15,39
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	4
Census Block	4019
Census Tract	950600

Owner

Source: Union County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 E 5TH ST, EL DORADO, AR 71730-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2018-003341
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	620 E 5TH ST, EL DORADO, AR 71730-4004
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R002939
Date	Apr 26, 2021
Instrument	2021R002939

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	620 E 5TH ST, EL DORADO, AR 71730-4004
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R003342
Date	Apr 30, 2018
Instrument	2018R003342

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (-28.37%) Homeowner's exemption	$20,460 (-) Land $2,500 Building $17,960
2024			$102,300 (-) Land $12,500 Building $89,800
2023	$356.00 Homeowner's exemption	$20,460 Land $2,500 Building $17,960	$102,300 Land $12,500 Building $89,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1991 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Right Fiber, T-Mobile.

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