620 E 12th Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 620 E 12th Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,898 sqft · built 1957
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jul 2019)
Tax Bill	$2,847 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01079 06100`

Property Details

APN / Parcel Number

Primary APN	`01079 06100`
Alternative APN	`112642`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,898 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 E 12TH AVE
City	GASTONIA
State	NC
Zip	28054-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	01 079 061 00 000
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3001
Census Tract	32801

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 E 12TH AVE, GASTONIA, NC 28054-1021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 17, 2026	Intrafamily Transfer, Transfer · Commercial Mortgage POINT DIGITAL FINANCE INC
Jul 17, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Book / Page	5054 / 352
Prior Transfer Date	Jun 22, 2011
Prior Transfer Doc	0045690091
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	620 E 12TH AVE, GASTONIA, NC 28054-1021
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E 12TH AVE, GASTONIA, NC 28054-1021

Mortgage

Document Number	0052370955
Date	Jun 15, 2021
Book Page	5237/955

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2049

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Feb 17, 2026
Property Address	620 E 12TH AVE, GASTONIA, NC 28054-1021
Document Number	0056191457
Book / Page	5619 / 1457
Instrument Date	Feb 11, 2026
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 E 12TH AVE, GASTONIA, NC 28054-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E 12TH AVE, GASTONIA, NC 28054-1021

Mortgage

Document Number	0056191460
Date	Feb 17, 2026
Instrument	5619/1460

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2056

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 17, 2019
Property Address	620 E 12TH AVE, GASTONIA, NC 28054-1021
Document Number	0050540352
Book / Page	5054 / 0352
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10401 VESTA GRAND DR, 10401, BOWIE, MD 20721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E 12TH AVE, GASTONIA, NC 28054-1021

Mortgage

Document Number	50540354
Date	Jul 17, 2019
Instrument	5054/0354

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,847.00	$266,350 (-) Land $15,000 Building $251,350
2025	$2,847.00 (-1.01%)	$266,350 (-) Land $15,000 Building $251,350
2023	$2,876.00	$266,350 Land $15,000 Building $251,350
2021			$126,250 Land $10,000 Building $116,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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