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620 Dowd St, Carthage, NC 28327 Property Records

Moore County property record for 620 Dowd St, Carthage, NC 28327

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,761 sqft · built 1996
Lot Size3.6 acres (156,816 sqft)
Owner2 Individual Names on Record
Tax Bill$1,227 (2026)
Deeds & MortgagesJan 2012 Mortgage
Jun 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN85770594561

Property Details

APN / Parcel Number

Primary APN85770594561
Alternative APNs
  • 857705094561
  • 00005150
  • 66832500
  • 97070893

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,761 sqft Living Area
1st Floor Area1,761 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Construction TypeManufactured
Foundation TypeFooting
Roof MaterialRolled Roofing
Lot Area156,816 sqft (3.6 acres)
PorchPorch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number97070893
Street Address620 DOWD ST
CityCARTHAGE
StateNC
Zip28327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionFRYE LAND CARTHAGE MUNI DOWD
Legal SubdivisionDOROTHY PHILLIPS SURV
JurisdictionMOORE NC
Township / Civil Division1, CARTHAGE
Census Block Group2
Census Block2005
Census Tract950403

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address620 DOWD ST, CARTHAGE, NC 28327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2012Deed of Trust, Mortgage
SERVICE FINANCE CO LLC
Jun 10, 2024Intrafamily Transfer, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2024
Deed SaleJun 10, 2024
Deed Document Number20247708
Deed Book / Page6184 / 406
Prior Transfer DateJun 4, 2024
Prior Transfer Doc006184/406
Record UpdatedOct 29, 2026

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOORE NC
Property Address620 DOWD ST, CARTHAGE, NC 28327-7870
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003976/455
DateJan 25, 2012
Book Page3976/455
Instrument2012001179
Lender
NameSERVICE FINANCE CO LLC
AddressBOCA RATON, FL 33432
Agreement
AmountAmount Recorded
Term180 Months
DueJan 24, 2027
Interest
Rate11.2%

June 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMOORE NC
Recording DateJun 10, 2024
Property Address620 DOWD ST, CARTHAGE, NC 28327-7870
Document Number006184/406
Book / Page6184 / 406
Instrument DateJun 4, 2024
Instrument2024007708
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address620 DOWD ST, CARTHAGE, NC 28327-7870

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address620 DOWD ST, CARTHAGE, NC 28327-7870

Mortgage

Document Number2024007709
DateJun 10, 2024
Instrument2024007709
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityCarthage Town
CountyMoore County
Unified School DistrictMoore County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,227.00$146,540 (-) Land $48,310 Building $98,230
2025$1,227.00 (-3.99%)$146,540 (-) Land $48,310 Building $98,230
2024$146,540 (-) Land $48,310 Building $98,230
2023$1,278.00$146,540 Land $48,310 Building $98,230$146,540 Land $48,310 Building $98,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CARTHAGE
serves 4,307 people · EPA ID NC0363025
Water SourceSurface water
Last State InspectionApr 2026
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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