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  5. Derek Dr

620 Derek Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 620 Derek Dr, Wentzville, MO 63385 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,828 sqft · built 2006
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$335,177 (Jan 2007)
Tax Bill$5,604 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT062300336

Property Details

APN / Parcel Number

Primary APNT062300336
Alternative APN
  • 4-0055-9899-00-0490.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,828 sqft Living Area
1st Floor Area1,548 sqft
Basement Area1,374 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area16,988 sqft (0.389 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area40 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT062300336
Old Parcel NumberT062300336
Street Address620 DEREK DR
CityWENTZVILLE
StateMO
Zip63385-6841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONE MEADOWS #11 LOT 490
Legal Range02E
Legal Township46N
Legal SubdivisionSTONE MEADOWS #11
Legal Lot Number490
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1022
Census Tract312193

Owner

Source: St. Charles County records · APN T062300336

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address620 DEREK DR, WENTZVILLE, MO 63385-6841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HOME LOAN EXPERT LLC
Feb 27, 2020Deed of Trust, Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2007 · Amount on Record
Deed SaleJan 12, 2007 · Amount on Record
Deed Document Number0004666397
Deed Book / Page4666 / 397
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address620 DEREK DR, WENTZVILLE, MO 63385-6841
Transaction TypeMortgage
Record UpdatedMay 04, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 DEREK DR, WENTZVILLE, MO 63385-6841

Mortgage

Document Number0000023010
DateApr 21, 2022
Instrument2022R-023010
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 04, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address620 DEREK DR, WENTZVILLE, MO 63385-6841
Transaction TypeMortgage
Record UpdatedAug 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 DEREK DR, WENTZVILLE, MO 63385-6841

Mortgage

Document Number2021R064456
DateAug 02, 2021
Instrument2021R-064456
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address620 DEREK DR, WENTZVILLE, MO 63385-6841
Document Number0072420817
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address620 DEREK DR WENTZVILLE MO 633856841, WENTZVILLE, MO 63385-6841

Mortgage

Document Number0072420817
DateMar 04, 2020
Book Page007242/000817
Instrument134090
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term300 Months
DueMar 03, 2045

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityWentzville City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,604.00$83,320 (+8.92%)$438,527 (+8.92%) Land $71,500 Building $367,027
2023$76,496
2022$402,610 Land $49,500 Building $353,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833121931, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (1979–1983)
Most Recent ClaimMay 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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