620 Derby Dr E, Oceanside, NY 11572 Property Records

Nassau County and Hempstead Town property record for 620 Derby Dr E, Oceanside, NY 11572

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,786 sqft · built 1951
Lot Size0.205 acres (8,925 sqft)
Owner2 Individual Names on Record
Last Sale$1,530,000 (Aug 2025)
Tax Bill$11,818 (2025)
Deeds & MortgagesJul 2024 Construction Loan
Jul 2024 Construction Loan
+ 4 more
Flood ZoneZone AE (high risk)
APN54-511-00-0030

Property Details

APN / Parcel Number

Primary APN54-511-00-0030
Alternative APNs
  • 2089-54-511-00-0030-0
  • 54511000030000000000
  • 282089 54.-511-30
  • 54511 00300

Interior

Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,786 sqft Living Area
Gross Area4,026 sqft
1st Floor Area972 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area8,925 sqft (0.205 acres)
Lot Dimensions128 ft deep x 159 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area12 sqft
Deck AreaDeck Area
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54511 00300
Street Address620 DERBY DR E
CityOCEANSIDE
StateNY
Zip11572-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 011
Legal SubdivisionMAP OF FORTESQUE PARK SECTION NO 2
Legal Block511
Legal Lot Number30
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1014
Census Tract413300

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address620 DERBY DR E, OCEANSIDE, NY 11572-2612
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2024Deed of Trust, Mortgage · Construction Mortgage
BAYPORT FUNDING LLC
Jul 11, 2024Deed of Trust, Mortgage · Construction Mortgage
DAYPORT FUNDING LLC
Aug 13, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
TD BANK NA
Aug 25, 2020Bargain and Sale Deed, Transfer
FIDELITY NATIONAL TITLE
Jun 2, 2020Grant Deed, Transfer
NOT AVAILABLE
Apr 26, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2025 · Amount on Record
Deed SaleAug 13, 2025 · Amount on Record
Prior SaleJun 14, 2024 · Amount on Record
Deed Document Number202550645
Deed Book / PageD14654 / 745
Prior Transfer DateApr 6, 2018
Prior Transfer Doc0136460514
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address620 DERBY DR E, OCEANSIDE, NY 11572-2612
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyISLAND ESTS ABSTRACT, ISLAND ESTATES ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address559 DERBY DR S, OCEANSIDE, NY 11572-2615

Mortgage

Document NumberM475990356
DateJul 11, 2024
Book PageM47599/356
Instrument2024-00041887
Lender
NameBAYPORT FUNDING LLC
AddressGREAT NECK, NY 11021
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address620 DERBY DR E, OCEANSIDE, NY 11572-2612
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyISLAND ESTS ABSTRACT, ISLAND ESTATES ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address559 DERBY DR S, OCEANSIDE, NY 11572-2615

Mortgage

Document NumberM475990398
DateJul 11, 2024
Book PageM47599/398
Instrument2024-00041888
Lender
NameDAYPORT FUNDING LLC
TypeNon-Lending Institution
AddressGREAT NECK, NY 11021
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateAug 13, 2025
Property Address620 DERBY DR E, OCEANSIDE, NY 11572-2612
Document NumberD146540745
Book / PageD14654 / 745
Map ReferenceCASE 4977
Instrument DateJun 6, 2025
Instrument2025-50645
Transaction TypeTransfer
Record UpdatedMay 18, 2026
Title CompanyLAWYERS TITLE, LTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address559 DERBY DR S, OCEANSIDE, NY 11572-2615

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 DERBY DR E, OCEANSIDE, NY 11572-2612

Mortgage

Document Number0202550646
DateAug 13, 2025
Instrument2025-50646
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateJul 1, 2030
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change8.5%
IndexSOFR Average 30-Day
Margin3
Max Rate11.5%

August 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateAug 25, 2020
Property Address620 DERBY DR E, OCEANSIDE, NY 11572-2612
Document Number0139660796
Book / Page13966 / 796
Map ReferenceCASE 4977
Instrument DateAug 18, 2020
Instrument2020-076387
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$2,180.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address592 DERBY DR S, 592, OCEANSIDE, NY 11572-2616

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3047 FORTESQUE AVE, OCEANSIDE, NY 11572-3443

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNASSAU NY
Recording DateJun 2, 2020
Property Address620 DERBY DR E, OCEANSIDE, NY 11572-2612
Document Number0139370725
Book / Page013937 / 000725
Instrument DateMar 16, 2020
Instrument43311
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,872.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address586 DERBY DR S OCEANSIDE NY 115722616, OCEANSIDE, NY 11572-2616

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU NY
Recording DateApr 26, 2018
Property Address620 DERBY DR E, OCEANSIDE, NY 11572-2612
Document Number0136460514
Book / Page013646 / 000514
Instrument DateApr 6, 2018
Instrument36432
Transaction TypeTransfer
Record UpdatedJun 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2736 DOELNER CIR CASTLETON ON HUDSON NY 120339752, CASTLETON ON HUDSON, NY 12033-9752

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictOceanside Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$443 (+2.55%) Land $239 Building $204$443,000 (+2.55%)
2025$11,818.00 (+4.21%)$432 (-5.26%) Land $233 Building $199$432,000 (-5.26%)
2023$11,341.00 Additional exemption filed$456 Land $248 Building $208$456,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 59 policies
Nearby Flood Policies59 in force
Nearby Flood Claims37 (2010–2021)
Claims Outside the SFHA24 of 37
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 32 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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