Union County property record for 620 Deodar Cedar Dr, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.832 acres (36,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2025) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Feb 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-042-263 |
| Primary APN | 06-042-263 |
|---|
| Lot Area | 36,242 sqft (0.832 acres) |
|---|
| Street Address | 620 DEODAR CEDAR DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-0071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #66 TWIN LAKES FARM PH2 MP1 OPCQ047 OPCQ282 |
| Legal Subdivision | TWIN LAKES FARM PHASE 2 MAP 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21019 |
Source: Union County records · APN 06-042-263
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 18, 2025 | Warranty Deed, Transfer UNKNOWN, AUSTIN TITLE LLC |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2025 · Amount on Record |
| Deed Document Number | 20259952 |
| Deed Book / Page | 9104 / 769 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 24, 2025 |
| Property Address | 620 DEODAR CEDAR DR, MATTHEWS, NC 28104-0071 |
| Document Number | 0009104769 |
| Book / Page | 9104 / 769 |
| Map Reference | CAB Q FILE 282 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 9952 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | UNKNOWN, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7401 CARMEL EXECUTIVE PARK DR # DR100, DR100, CHARLOTTE, NC 28226-8275 |
| Name | Verified Name |
|---|---|
| Address | 325 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114 |
| Document Number | 0000009953 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 9953 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | May 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year T-Bill |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 18, 2025 |
| Property Address | 620 DEODAR CEDAR DR, MATTHEWS, NC 28104-0071 |
| Document Number | 0009063342 |
| Book / Page | 9063 / 342 |
| Map Reference | CAB Q FILE 282-286 |
| Instrument Date | Feb 18, 2025 |
| Instrument | 3800 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | UNKNOWN, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3731 PARK SOUTH STATION BLVD, CHARLOTTE, NC 28210-4473 |
| Name | Verified Name |
|---|---|
| Address | 7401 CARMEL EXECUTIVE PARK DR STE 100, 100, CHARLOTTE, NC 28226-4219 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 18, 2022 |
| Property Address | 620 DEODAR CEDAR DR, MATTHEWS, NC 28104-0071 |
| Document Number | 0008429583 |
| Book / Page | 8429 / 583 |
| Map Reference | CAB Q FILE 282-286 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 10250 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 POST OFFICE DR, INDIAN TRAIL, NC 28079-7677 |
| Name | Verified Name |
|---|---|
| Address | 620 DEODAR CEDAR DRIVE, WEDDINGTON, NC 28104-0071 |
| Document Number | 0000010251 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 10251 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 9% |
| Index | Other |
| Max Rate | 9% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (+18.6%) | $387,100 (+59.63%) Land $387,100 | $387,100 (+59.63%) Land $387,100 |
| 2023 | $1,516.00 | $242,500 Land $242,500 | $242,500 Land $242,500 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Uniti Group.
Based on FCC filings for 56 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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