620 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 620 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,468 sqft · built 1924
Lot Size	0.071 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2017)
Tax Bill	$4,738 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-0003-0104-00`

Property Details

APN / Parcel Number

Primary APN	`025-0003-0104-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,468 sqft Finished Area
1st Floor Area	734 sqft
2nd Floor Area	734 sqft
Basement Area	734 sqft

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	620 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-1924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	620 DELTA AV 31.5 X 100 PT LOT 1 JOHN TOTTENS SUB
Legal Subdivision	JOHN TOTTENS SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3007
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 GRANDIN TER, CINCINNATI, OH 45208-3405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	17-0049708
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	620 DELTA AVE, CINCINNATI, OH 45226-1924
Document Number	0000083442
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 DELTA AVE CINCINNATI OH 452261924, CINCINNATI, OH 45226-1924

Mortgage

Document Number	0000083442
Date	Aug 20, 2020
Book Page	014236/002509
Instrument	83442

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 5, 2017
Property Address	620 DELTA AVE, CINCINNATI, OH 45226-1924
Document Number	0000009708
Instrument Date	May 30, 2017
Instrument	17-0049708
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GRANDIN TER, CINCINNATI, OH 45208-3405

Mortgage

Document Number	0000009709
Date	Jun 5, 2017
Instrument	17-0049709

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,738.00 (+0.13%)	$109,337 (-) Land $26,565 Building $82,772
2024	$4,732.00 (-0.17%)	$109,337 (-) Land $26,565 Building $82,772
2023	$4,740.00 (+11.06%)	$109,337 (+27.27%) Land $26,565 Building $82,772	$312,390 (+27.27%) Land $75,900 Building $236,490
2022	$4,268.00	$85,911 Land $25,193 Building $60,718
2020			$245,460 Land $71,980 Building $173,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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