620 Davis Rd, Lexington, TN 38351 Property Records

Henderson County property record for 620 Davis Rd, Lexington, TN 38351

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,630 sqft · built 1968
Lot Size2.26 acres (98,446 sqft)
Owner2 Individual Names on File
Last Sale$82,000 (Apr 2015)
Tax Bill$591 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Mar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN039083 03601

Property Details

APN / Parcel Number

Primary APN039083 03601
Alternative APN
  • 083 03601

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,630 sqft Living Area
1st Floor Area1,630 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area98,446 sqft (2.26 acres)
TerrainRolling
Garage TypeMixed
Garage Area1 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address620 DAVIS RD
CityLEXINGTON
StateTN
Zip38351-7601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLIFE EST: JO & LESSIE SEGO
JurisdictionHENDERSON TN
Township / Civil Division3
Census Block Group2
Census Block2080
Census Tract975000

Owner

620 Davis Rd is owned by two individuals who acquired it in June 2015.

Source: Henderson County records, as of June 10, 2026

Owner of Record2 Individual Names on File
Mailing Address1785 MCCALL RD, LEXINGTON, TN 38351-6855
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Construction Mortgage
NONE LISTED ON DOCUMENT
Mar 31, 2020Loan Modification, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2015 · Amount on File
Deed SaleApr 2, 2015 · Amount on File
Prior SaleJan 8, 2011
Deed Document Number201586013
Deed Book / Page263 / 9
Last Transfer DateJun 23, 2015
Transfer Doc0002630824
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TN
Recording DateJun 3, 2026
Property Address620 DAVIS RD, LEXINGTON, TN 38351-7601
Document Number0000135778
Book / Page707 / 418
Instrument DateMay 15, 2026
Instrument2026135778
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1785 MCCALL RD, LEXINGTON, TN 38351-6855

Mortgage

Document Number0000135778,
DateJun 3, 2026
Book Page707/418
Instrument2026135778
Lender
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 15, 2027
Interest
Rate6.3%
Max Rate-1%

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENDERSON TN
Property Address620 DAVIS RD, LEXINGTON, TN 38351-7601
Document Number0006280015
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1785 MCCALL RD LEXINGTON TN 383516855, LEXINGTON, TN 38351-6855

Mortgage

Document Number0006280015
DateApr 17, 2020
Book Page000628/000015
Instrument107840
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueApr 16, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 620 Davis Rd was $591.

Source: Henderson County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$591.00$37,375 Land $2,900 Building $34,475
2023$37,375 Land $2,900 Building $34,475$149,500 Land $11,600 Building $137,900
2022$524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Davis Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (2020–2025)
Claims Outside the SFHA2 of 7
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Davis Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON WATER SYSTEMS
serves 26,322 people · EPA ID TN0000402
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
LexNet
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Davis Rd

Nearby Streets

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