Orange County property record for 620 Darcey Dr, Winter Park, FL 32792
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,075 sqft · built 1967 |
| Lot Size | 0.224 acres (9,769 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Apr 2026) |
| Tax Bill | $10,291 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-22-30-0946-02-030 |
| Primary APN | 09-22-30-0946-02-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 2,075 sqft |
| Utility Area | 153 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,769 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 571 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 620 DARCEY DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32792-4615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | BROOKSHIRE HEIGHTS 4TH ADDITION UNIT NO 4 1/55 LOT 3 BLK B |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 09 |
| Legal Subdivision | BROOKSHIRE HGTS 4TH ADD UT 4 |
| Legal Tract | 946 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Legal Unit | 4 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 16200 |
Source: Orange County records · APN 09-22-30-0946-02-030
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 860 N ORANGE AVE, 122, ORLANDO, FL 32801-1035 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Jul 11, 2014 · Amount on Record |
| Deed Document Number | 2026219837 |
| Prior Transfer Date | Jun 23, 2014 |
| Prior Transfer Doc | 0000343166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 620 DARCEY DR, WINTER PARK, FL 32792-4615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 620 DARCEY DR, WINTER PARK, FL 32792-4615 |
| Document Number | 0000173045 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 20210173045 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 620 DARCEY DR, WINTER PARK, FL 32792-4615 |
| Document Number | 0000219837 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026219837 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | EAST COAST TITLE, EAST COAST TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 860 N ORANGE AVE, 122, ORLANDO, FL 32801-1035 |
| Document Number | 0000219838, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026219838 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $704,231 (+1%) | $727,600 (+13.65%) Land $422,500 Building $305,100 | |
| 2025 | $10,291.00 (+2.7%) | $640,210 (+139.54%) Land $325,000 Building $315,210 | $640,210 (+10.78%) Land $325,000 Building $315,210 |
| 2024 | $10,020.00 (+160.87%) | ||
| 2023 | $3,841.00 (+13.04%) Homeowner's exemption | $267,261 (+3%) | $577,926 (+19.47%) Land $300,000 Building $277,926 |
| 2022 | $3,398.00 Homeowner's exemption | $259,477 | $483,743 Land $250,000 Building $233,743 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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