620 Crain Hill Rd, Harrogate, TN 37752 Property Records

Claiborne County property record for 620 Crain Hill Rd, Harrogate, TN 37752

Property Summary

Property Type	Mobile Home
Details	1,056 sqft · built 2022
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Aug 2026)
Tax Bill	$307 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone A (high risk)
APN	`013031 00108`

Property Details

APN / Parcel Number

Primary APN	`013031 00108`
Alternative APN	`031 00108`

Interior

Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Lot Area	85,813 sqft (1.97 acres)
Terrain	Rolling
Deck Area	36 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	620 CRAIN HILL RD
City	HARROGATE
State	TN
Zip	37752
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 05, COUNTY AREA: F01
Legal Tract	1
Jurisdiction	CLAIBORNE TN
Township / Civil Division	5
Census Block Group	2
Census Block	2027
Census Tract	970100

Owner

620 Crain Hill Rd, a mobile home, is owned by two individuals who bought it in August 2026.

Source: Claiborne County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	602 CRAIN HILL RD, HARROGATE, TN 37752-6824
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer GREATER NASHVILLE TITLE
May 4, 2026	Warranty Deed, Transfer · Construction Mortgage GREATER NASHVILLE TITLE
May 4, 2026	Warranty Deed, Construction Loan · Construction Mortgage GREATER NASHVILLE TITLE
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	May 4, 2026 · Amount on File
Deed Document Number	202621862
Deed Book / Page	1715 / 695
Transfer Doc	1435338
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	Aug 4, 2026
Property Address	620 CRAIN HILL RD, HARROGATE, TN 37752
Document Number	0000021862
Book / Page	1715 / 695
Instrument Date	Jul 30, 2026
Instrument	202621862
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	GREATER NASHVILLE TITLE

Transaction

Amount	Amount on Record
Tax	$70,629.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 CRAIN HILL RD, HARROGATE, TN 37752-6824

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	May 4, 2026
Property Address	620 CRAIN HILL RD, HARROGATE, TN 37752
Document Number	0000020660
Book / Page	1708 / 497
Instrument Date	Apr 30, 2026
Instrument	2026.20660
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	GREATER NASHVILLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,809.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 MERRIMON AVE, ASHEVILLE, NC 28801-2322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020661,
Date	May 4, 2026
Instrument	2026..20661

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Oct 30, 2026

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	May 4, 2026
Property Address	620 CRAIN HILL RD, HARROGATE, TN 37752
Document Number	0001708497
Book / Page	1708 / 497
Instrument Date	Apr 30, 2026
Instrument	202620660
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	GREATER NASHVILLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,809.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 MERRIMON AVE, ASHEVILLE, NC 28801-2322

Mortgage

Document Number	0000020661,
Date	May 4, 2026
Instrument	202620661

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Oct 30, 2026

Interest

Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	Feb 25, 2022
Property Address	CRAIN HILL RD, HARROGATE, TN 37752
Document Number	0001600128
Book / Page	1600 / 128
Map Reference	MB 1435 PG 338
Instrument Date	Feb 14, 2022
Instrument	22001790
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount on Record
Tax	$59.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 HILL RD # CRAM, CRAM, HARROGATE, TN 37752-5902

Mortgage

Document Number	0022001791
Date	Feb 25, 2022
Instrument	22001791

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	302 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 620 Crain Hill Rd was $307.

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Claiborne County
Unified School District	Claiborne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00	$13,125 Land $2,475 Building $10,650
2022	$37.00	$1,850 Land $1,850	$52,500 Land $9,900 Building $42,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 620 Crain Hill Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Crain Hill Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
MountaiNet Telephone Company Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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